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Freedom auto CLI after 3 Months!

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damierFICO
Valued Member

Freedom auto CLI after 3 Months!

Received my card in January with a limit of $1,000.  PIF before every statement cut: Feb balance - 0, March balance - 0, April balance - $1.99 (didn't account for a pending transaction to post so quickly). I received an increase to $2,000 while my balance was a little over $450 on April 27th. I just signed in to see if the phone payment I made 2 days ago posted and noticed that my total available credit was different, called CSR and said the cli occured on the 27th. I've charged a little over $3,000 total, definitely reaching the cap each quarter on the 5% for the rotating categories.

 

Wanted to post this information incase others received a low limit like me and were regretting not calling recon for a higher SL. Hope this information helps!

Message 1 of 12
11 REPLIES 11
Kenny
Moderator Emeritus

Re: Freedom auto CLI after 3 Months!

Message 2 of 12
alvon123
Super Contributor

Re: Freedom auto CLI after 3 Months!

congrats


Message 3 of 12
damierFICO
Valued Member

Re: Freedom auto CLI after 3 Months!

By the way it is amazing how fast this forum replies to posts, great online community here. I posted a thread on a forum related to my career and the only responses to it in the last 10 days are me bumping it! Smiley Surprised

Message 4 of 12
Kenny
Moderator Emeritus

Re: Freedom auto CLI after 3 Months!


@damierFICO wrote:

By the way it is amazing how fast this forum replies to posts, great online community here. I posted a thread on a forum related to my career and the only responses to it in the last 10 days are me bumping it! Smiley Surprised


My excuse? I'm a terrible insomniac! lol Plus, it's also nice to be happy for people when they have something good happen to them. Smiley Happy Like to keep the enthusiasm up for something as boring as credit. Smiley Wink

Message 5 of 12
BigBS
Senior Contributor

Re: Freedom auto CLI after 3 Months!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 12
MsLadyRover
Valued Contributor

Re: Freedom auto CLI after 3 Months!

Congrats on the increase!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 7 of 12
-Wade-
Valued Contributor

Re: Freedom auto CLI after 3 Months!


@damierFICO wrote:

Received my card in January with a limit of $1,000.  PIF before every statement cut: Feb balance - 0, March balance - 0, April balance - $1.99 (didn't account for a pending transaction to post so quickly). I received an increase to $2,000 while my balance was a little over $450 on April 27th. I just signed in to see if the phone payment I made 2 days ago posted and noticed that my total available credit was different, called CSR and said the cli occured on the 27th. I've charged a little over $3,000 total, definitely reaching the cap each quarter on the 5% for the rotating categories.

 

Wanted to post this information incase others received a low limit like me and were regretting not calling recon for a higher SL. Hope this information helps!


Congrats on your auto-luv Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 12
dodgerslv
Valued Contributor

Re: Freedom auto CLI after 3 Months!

congrats on the auto luv!!

gardening since 5/21/2016
Message 9 of 12
uswala
Senior Contributor

Re: Freedom auto CLI after 3 Months!

Congrats!

Chase seem to dislike me, though.

Message 10 of 12
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