From 527tu to 680tu in less than 1 year and 6 INSTANT APPROVALS!

[Anonymous]

In less than a year I went from 527-540 ficos to 647-680 ficos. I have recently been approved for a:

BP VISA- $1200

AMAZON STORE CARD- $1200

WALMART- $700

KOHLS- $300

OVERSTOCK- $250

KAWASAKI- $7500

DONE APPLYING FOR A YEAR OR SO BUT HOW LONG TILL ASKING FOR CLI'S?

[iowe]

Just curious, which bank underwrites the kawasaki card?

[AverageJoesCredit]

Amazon and Wally you can call Credit Solutions and ask for increases now. If your TU is around 680, great chance at perhaps getting 5k limits. Remember with Sync, the higher your Tu, the better chance you have at getting higher cli. Great job so far

[Anonymous]

WELL TECHNICALLY KAWASAKI IS NOT A ACTUAL CARD BUT SYNCRONY.

[Aduke1122]

Hey congrats on the improvement of your Credit score and profile but I must ask why did you app for all the store cards ? Your scores were good enough to get approved for some real bank cards , sometimes when we have too many store cards it makes it hard to get approved for the real credit cards . As far as CLI goes with Synch they usually will start CLI In 2 to 3 mths of usage and payments . Comenity cards are weird some ppl can automatically get CLI every 31 days and others have to wait several months bf being approved . Good thing is hey are SP so you can test the water and not hurt your scores . Good luck and congrats

[Anonymous]

Congrats on the rebuild progress.  I can't say I am a fan of the cards you went after.  I suspect you could get approved for bank cards through Capital One, AMEX, NFCU, Citi etc which would grow more easily and certainly be more useful.  Remember that everytime you add a card you impact your average age of accounts which is a pretty important factor.  For this reason and the inquires you want to be selective on what you apply for.  If these cards are of value to you that is great and certainly going from the low 500's to mid to upper 600's is something to celebrate but I would encourage you to apply for better cards.

[Anonymous]

MB764 welcome to myfico & congratulations on your rebuild & approvals! I agree with Aduke1122 on applying for store credit cards versus bank credit cards your scores are in a good range for them...