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Future Chase CLI??

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Anonymous
Not applicable

Future Chase CLI??

My second credit card was the Chase Freedom Unlimited, which, at the time, I was in school but not working. SL was about $1500, then Increased to $5500 and stayed there for about 3 years. However, when I logged on Chase today, I saw that my CL was raised to $11k!! My first card over $10k CL!

My question is: is it reasonable to expect a future CLI from my Chase Amazon ($3900) and Chase freedom ($3400)
Message 1 of 11
10 REPLIES 10
Remedios
Credit Mentor

Re: Future Chase CLI??

If you're talking about Chase and auto CLI, no way to tell
You got auto increase probably due to low initial SL, income increase, and use of the card.
I dont think it's reasonable to expect increase on other cards, unless you're using them heavily. Even that would not guarantee it, nothing does, really
If you need increase due to heavy use, you should request it. There will be HPs.
If you're not using them, they may not be inclined to increase, either via HP or auto CLI

Message 2 of 11
iced
Valued Contributor

Re: Future Chase CLI??

It is never reasonable to expect a CLI from Chase.

 

They sometimes give out auto-CLIs to people. Despite what posts you may read on this, there's no reliable pattern or method to their madness. If anything, your experience with the CFU CLIs will probably draw several posters asking for additional data points so they can continue their hunt for the elusive formula to Chase CLIs.

Message 3 of 11
gdale6
Moderator Emeritus

Re: Future Chase CLI??

I have never received any CLI from Chase and I have had one of their cards for 4 yrs now, granted I only use it for the max percentage of awards and never more than a few hundred a month, its limit is 6K. Grats on your auto luv Smiley Happy
Message 4 of 11
Remedios
Credit Mentor

Re: Future Chase CLI??

I got one one a barely used Freedom after only 3 months. Crickets on CSP that used to see quite a bit of use.
Chase 😐
Message 5 of 11
M_Smart007
Legendary Contributor

Re: Future Chase CLI??

 

Congrats on yur Increase!

 

 

Message 6 of 11
CreditInspired
Super Contributor

Re: Future Chase CLI??


@Anonymous wrote:
My second credit card was the Chase Freedom Unlimited, which, at the time, I was in school but not working. SL was about $1500, then Increased to $5500 and stayed there for about 3 years. However, when I logged on Chase today, I saw that my CL was raised to $11k!! My first card over $10k CL!

My question is: is it reasonable to expect a future CLI from my Chase Amazon ($3900) and Chase freedom ($3400)

Wow, this is truly awesome! A humongous congratulations on a humongous CLI and auto CLI no less.  


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 11
AllZero
Mega Contributor

Re: Future Chase CLI??

Congratulations on your CLI!
Message 8 of 11
nuohlac
Valued Contributor

Re: Future Chase CLI??

Congratulations on your CLI!!!




Message 9 of 11
Anonymous
Not applicable

Re: Future Chase CLI??

Appreciate it! However, what’s odd is that I had SD the card for a couple months. Recently, however, my mom, who is an authorized user, has been using it a lot at Costco (~$300-$400/month). Could it be that heavy use Costco triggers Chase‘s auto-CLI 😂
Message 10 of 11
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