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Opened Goldman GM Rewards card in Dec 2023. Tried for CLI at 6 months and was denied for total utilisation and not paying enough of my balance each month. Tried this week and received instant approval for $1,750 increase.
Opened Apple Card in May 2022 and received horrible $500 SL. Have been great at getting CLIs of $1,750 every 6 months as I had been heavily using the card. This week it was referred and then denied. Denied for total total utilisation and not paying enough of my balance each month.
I moved to heavy spend/pay on my GM card for the 4-7 points per dollar to save for car down payment and maintence on my current car. Will move back to the Apple Card as my daily spend to work on another CLI request in 6 months.
Congratulations on your CLI!
Congratulations on your CLI! 🥂🎉




Congrats
@tbgothard what was your utilization when you were denied?
Congratulations on your GS CLI!