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GS GM CLI Approved; Apple Card CLI Denied

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tbgothard
Valued Member

GS GM CLI Approved; Apple Card CLI Denied

Opened Goldman GM Rewards card in Dec 2023. Tried for CLI at 6 months and was denied for total utilisation and not paying enough of my balance each month. Tried this week and received instant approval for $1,750 increase. 

Opened Apple Card in May 2022 and received horrible $500 SL. Have been great at getting CLIs of $1,750 every 6 months as I had been heavily using the card. This week it was referred and then denied. Denied for total total utilisation and not paying enough of my balance each month.

I moved to heavy spend/pay on my GM card for the 4-7 points per dollar to save for car down payment and maintence on my current car. Will move back to the Apple Card as my daily spend to work on another CLI request in 6 months.

Message 1 of 6
5 REPLIES 5
MissLiz
Established Contributor

Re: GS GM CLI Approved; Apple Card CLI Denied

Congratulations on your CLI!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 6
CookieMonster1
Regular Contributor

Re: GS GM CLI Approved; Apple Card CLI Denied

Congratulations on your CLI! 🥂🎉



Bk 7 Filed 10/2019/Discharged 01/2020 Rebuild well underway! Grateful to this Community for sharing knowledge and support.
Message 3 of 6
NoMoreDebt
Senior Contributor

Re: GS GM CLI Approved; Apple Card CLI Denied

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 6
lnacen
New Contributor

Re: GS GM CLI Approved; Apple Card CLI Denied

@tbgothard what was your utilization when you were denied?

Message 5 of 6
CreditAggie
Community Leader
Super Contributor

Re: GS GM CLI Approved; Apple Card CLI Denied

Congratulations on your GS CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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