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Gap visa

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Anonymous
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Gap visa

Since my scores are all in the mid 750s I decided to go for the gap Visa card . I have the store card with a 9000 limit( got the store card when scores were around 670) but I wanted the visa instead and with school shopping just around the corner, figured it was a good time . Instant approval . Said temp limit of 800. Account reported today and the limit is actually 1750 which was a nice surprise . Plan is to close the store gap card and build up the visa version .
Tran score was 754. No negatives or lates .
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Gap visa

Congrats on the approval! Smiley Happy

 

You can call Credit Solutions to request a CLI after, say, 3 months of payment history with the card. SYNCB-backed bankcards have tougher UW standards than the SYNCB-backed store cards. Smiley Wink

Message 2 of 10
Anonymous
Not applicable

Re: Gap visa

Congrats on the approval!Smiley Very Happy

Message 3 of 10
Meanmchine
Super Contributor

Re: Gap visa

First off, congrats on your approval.

 

But I have to ask, .... Why Gap Visa ??   With your scores !

Marvel has a much better rewards system and significantly lower APR tiers

Ebates for cash back joys

 

All you have to do is sign up for Gap emails and you get 40% off coupon codes every other day, no card needed. 

 

I closed my Gap account a few years ago. I dont miss the account, but the store card was purdy

 

In anycase, enjoys your card !! 

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 4 of 10
Anonymous
Not applicable

Re: Gap visa

Mean machine I do have marvel , and ebates!!
I had no idea about just signing up for emails and getting all the deals. We do a lot of shopping at gap and I collect a ton of reward dollars with the store card so I thought I could earn even more with the visa version . 🤗
Thank you all for the congrats and advice! Hopefully this card will grow just like the rest of them have!!🤑
Message 5 of 10
Anonymous
Not applicable

Re: Gap visa


@Anonymous wrote:
Mean machine I do have marvel , and ebates!!
I had no idea about just signing up for emails and getting all the deals. We do a lot of shopping at gap and I collect a ton of reward dollars with the store card so I thought I could earn even more with the visa version . 🤗
Thank you all for the congrats and advice! Hopefully this card will grow just like the rest of them have!!🤑

With your scores, it will. Smiley Wink

Message 6 of 10
Cred4All
Valued Contributor

Re: Gap visa

Congrats on the approval!!  


Message 7 of 10
19eighty5
Senior Contributor

Re: Gap visa

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 10
morgacj2004
Valued Contributor

Re: Gap visa

My wife has the card. They have some decent spend promos now and then

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 9 of 10
Anonymous
Not applicable

Re: Gap visa

Morgac I find close to fall and spring is the best time to shop GAp, I usually get killer deals! I just had over 100 In rewards I just redeemed on an online order. They were offering 40 percent off plus an extra 20 off select styles as well as 10 percent off if you are a cardholder . It adds up quick !
Message 10 of 10
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