Gemini CC Approval -- 20k

[CreditCuriosity]

Ok decided to get my 2nd card of the year today hoping that I might use it.  With crypto at all times high and likely to continue to appreciate figured would get a passive investment without any $ out my own pocket to purchase it and instead earn in rewards.  Lets see how much I actually use it though sounds good in theory 3% food and 4% gas which can certainly be more/less depending on how crypto is doing in general.  Regardless took the byte and approved for 20k at their lowest APR.  Next card will likely be Chase Ink or AA card mid next year.

DP: Experian  pulled 835ish not sure exact score at time but within 5 points

1/12 this will put me 2/12.

Experian inquires on file at time: 5

Income 6 figures.  

Utilization < 1%

TCL: 800kish personal

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[JoeRockhead]

Sounds like a good strategy if you make good use of it. I've seen where there's a relatively low cap on the 4% category. Are there caps on the others? Very nice SL, congratulations on the approval!

[CreditCuriosity]

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@JoeRockhead wrote:

Sounds like a good strategy if you make good use of it. I've seen where there's a relatively low cap on the 4% category. Are there caps on the others? Very nice SL, congratulations on the approval!

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Believe cap on dining is 6k which I certainly will if use it as intended would meet that in 3-4 months as dining is my biggest category then just switch to AR or CSP for dining.  As mentioned think Crypto and Bitcoin will continue to go up personally as a finite resource as the printing press of dollars still overheating.  Also a pro crypto admin coming in without getting into politics so hoping to meet new highs.

[DatBoiQuick]

Congrats on youre approval! Im pretty sure this card also currently has a limited time $200 crypto bonus.

[NoMoreE46]

Very neat niche card there @CreditCuriosity .

Looks like This offering is backed by the Winklevoss twins...

[CreditCuriosity]

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@NoMoreE46 wrote:

Very neat niche card there @CreditCuriosity .

Looks like This offering is backed by the Winklevoss twins...

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Gemini is the card is webbank.  I plan on keeping my crypto earnings off their exahange and on a hardware wallet like any exchange.  Usually use coinbase but they had no offering and this is certainly a niche card where right when you charge something you instantly get the crypto reward of your choice.  See how it works out as needed a christmas present for myself. 

[CreditCuriosity]

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@DatBoiQuick wrote:

Congrats on youre approval! Im pretty sure this card also currently has a limited time $200 crypto bonus.

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Yeppers on the bonus and easy to meet as have a few trips ocming up in jan/feb so ca very easiliy meet that 3k.  $200 is $200 free dollars then the 3/4% on top of it.  Certainly better sign up bonuses exist but if plan on using it something for nothing is good as well

[NoMoreE46]

Yes.  The twins are the founders of Gemini but they are infamous for being the original premise for Facebook while at Harvard with Zuckerberg.

Here are 2 easter eggs from the Gemini

website.

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[CreditAggie]

Congratulations on your Gemini approval!

[Meanmchine]

" Ok decided to get my 2nd card of the year today hoping that I might use it.  "

Put me on as an authorized user and I'll make sure it gets some use

Congrats