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HAPPY HOLIDAYS myFICO Family!
After noticing all the wonderful Discover CLIs so far this month, Hat Tip to @Remedios and @AverageJoesCredit , I decided to Spin the Wheel. BOOM - Instant $2,500 CLI!
Of course, I had to make the obligatory phone call to RECON and see what else was available. After about a minute of preliminary chit chat - BOOM - an additional $1,000 CLI!
My last Discover CLI was for $500 on January 20th. Since then, I have been HULK SMASHING that CLI button at least once a month and receiving DENIALS! The last time - before today - was 2 weeks ago after my November statement cut.
Discover has ALWAYS been my largest CL (started at $10K in April 2018) and is $19,000 with the latest CLIs!
DPs -
Discover balance for CLI request - $0, last payment was in October for $83. It was my Go To Card until my BBVA Rewards card started offering an extra 4% CashBack for categories like groceries and restaurants.
FICO 8 - 733, according to Discover
AoOA - 12.6 years
AAoA - 2.6 years
AoYA - 3 months
Income - $100K+
UTIL - 5%
PIF all accounts every month with the exception of approximately $1,200 on my AmEx Cash Magnet card (still in 0% Promo interest period).
THANK YOU myFICO family for your VERY Generous sharing of your credit experiences - I am truly grateful!
@AllZero wrote:
Congratulations on your DD CLI!
@AllZero, Thank you very much my good friend!
@Anonymous wrote:
$3500?? That’s insane! Congratulations on your awesome CLI!! 😊😊
@CS1974, Thank You - I was SHOCKED during the whole encounter! ![]()
Very, Very nice CLI & DD!! Congrats!! ![]()
You make me want to try again but I just tried last week so I was going to wait another week... ughhh.. ![]()
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647![]()
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Congrats on the Disco luv!
@thornback wrote:Very, Very nice CLI & DD!! Congrats!!
You make me want to try again but I just tried last week so I was going to wait another week... ughhh..
Thanks @thornback , it was a LONG time coming! ![]()
@Anonymous wrote:Congrats on the Disco luv!
Thanks @Hasselfree, it took almost a year to get Miss Disco's attention! ![]()
@Marz2002 wrote:Thanks @thornback , it was a LONG time coming!
haha.. true - I see you've been waiting since January - so your CLI was way past due.
I've only been waiting since March so I guess I can't fully complain for 2.5 more months...
Congrats again - very happy your wait is finally over!
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647![]()
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