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Got My DISCO Ball Invite - $3,500 CLI DD!!!

tag
Marz2002
Senior Contributor

Got My DISCO Ball Invite - $3,500 CLI DD!!!

HAPPY HOLIDAYS  myFICO Family!

 

After noticing all the wonderful Discover CLIs so far this month, Hat Tip to and  , I decided to Spin the Wheel.  BOOM - Instant $2,500 CLI!

 

Of course, I had to make the obligatory phone call to RECON and see what else was available.  After about a minute of preliminary chit chat - BOOM - an additional $1,000 CLI!

 

My last Discover CLI was for $500 on January 20th.  Since then, I have been HULK SMASHING that CLI button at least once a month and receiving DENIALS! The last time - before today - was 2 weeks ago after my November statement cut

 

Discover has ALWAYS been my largest CL (started at $10K in April 2018) and is $19,000 with the latest CLIs!

 

DPs -

Discover balance for CLI request - $0, last payment was in October for $83.  It was my Go To Card until my BBVA Rewards card started offering an extra 4% CashBack for categories like groceries and restaurants.

FICO 8 - 733, according to Discover

AoOA - 12.6 years

AAoA - 2.6 years

AoYA - 3 months

Income - $100K+

UTIL - 5%

PIF all accounts every month with the exception of approximately $1,200 on my AmEx Cash Magnet card (still in 0% Promo interest period).

 

THANK YOU myFICO family for your VERY Generous sharing of your credit experiences - I am truly grateful! Smiley Very Happy 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 1 of 38
37 REPLIES 37
AllZero
Mega Contributor

Re: Got My DISCO Ball Invite - $3,000 CLI DD!!!

Congratulations on your DD CLI!
Message 2 of 38
Anonymous
Not applicable

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!

$3500?? That’s insane! Congratulations on your awesome CLI!! 😊😊
Message 3 of 38
Marz2002
Senior Contributor

Re: Got My DISCO Ball Invite - $3,000 CLI DD!!!


@AllZero wrote:
Congratulations on your DD CLI!

, Thank you very much my good friend!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 4 of 38
Marz2002
Senior Contributor

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!


@Anonymous wrote:
$3500?? That’s insane! Congratulations on your awesome CLI!! 😊😊

, Thank You - I was SHOCKED during the whole encounter! Smiley Surprised

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 38
thornback
Senior Contributor

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!

Very, Very nice CLI & DD!! Congrats!!    Smiley Happy

 

 

 

 

You make me want to try again but I just tried last week so I was going to wait another week... ughhh.. Smiley Frustrated

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 6 of 38
Anonymous
Not applicable

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!

Congrats on the Disco luv!

Message 7 of 38
Marz2002
Senior Contributor

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!


@thornback wrote:

Very, Very nice CLI & DD!! Congrats!!    Smiley Happy

 

 

 

 

You make me want to try again but I just tried last week so I was going to wait another week... ughhh.. Smiley Frustrated

 

 


Thanks  , it was a LONG time coming! Smiley LOL

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 38
Marz2002
Senior Contributor

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!


@Anonymous wrote:

Congrats on the Disco luv!


Thanks , it took almost a year to get Miss Disco's attention! Smiley LOL

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 38
thornback
Senior Contributor

Re: Got My DISCO Ball Invite - $3,500 CLI DD!!!


@Marz2002 wrote:


Thanks  , it was a LONG time coming! Smiley LOL


haha.. true -  I see you've been waiting since January - so your CLI was way past due. 

I've only been waiting since March so I guess I can't fully complain for 2.5 more months... 

 

Congrats again - very happy your wait is finally over!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 10 of 38
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