Got approved for two more cards!

[JT44]

I decided I needed to increase my utilization, so I app'ed and was approved for two new cards, for a total cl of $3000. (Barclays $1200 and Cap 1 Plat $1800) FIrst question is, how much of a ding will the hard pulls from these apps affect my current credit score? I hope only like 15 or 20 pts. Is that realistic? 2nd, I now have WAY more credit so I should see my utilization % go WAY down, which I also think will help in the near future. Agreed?

Im banking on it being a "one step back, three steps forward" kind of a thing.

Thanks for the help!

[myjourney]

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@JT44 wrote:

I decided I needed to increase my utilization, so I app'ed and was approved for two new cards, for a total cl of $3000. (Barclays $1200 and Cap 1 Plat $1800) FIrst question is, how much of a ding will the hard pulls from these apps affect my current credit score? I hope only like 15 or 20 pts. Is that realistic? 2nd, I now have WAY more credit so I should see my utilization % go WAY down, which I also think will help in the near future. Agreed?

Im banking on it being a "one step back, three steps forward" kind of a thing.

Thanks for the help!

---

Congrats X2

[Anonymous]

Congrats! I think that if you provide more detail about the credit that you had before the newest cards, you will get better-quality answers from the credit pros on here. :-)

[myjourney]

We had a long conversation about cash back and miles which cards did you end up getting just curious? 

[djc1puno]

Congrats x 2!

[Anonymous]

You are well on your way! Congrats!

[MsLadyRover]

Congrats!