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Got first credit card approve - AMEX gold

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KingRue8500
Senior Contributor

Re: Got first credit card approve - AMEX gold

Congrats on your AMEX Gold approval




Message 11 of 20
nytokyobred79
Valued Contributor

Re: Got first credit card approve - AMEX gold

Congratulations on your approval for the Gold card. It's a great card by all accounts. And it seems like you're doing all the right things to establish your credit profile in the US. Good luck as you continue to build your credit. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 12 of 20
FireMedic1
Community Leader
Mega Contributor

Re: Got first credit card approve - AMEX gold

Congrats and welcome to the forums @LucasMorningstar 



BK Free Aug25
Message 13 of 20
ScenicRouteTo850
Contributor

Re: Got first credit card approve - AMEX gold

Amex Gold is a really great card. It's my daily driver by far. I think you'll love how naturally you can accumulate MRs just by buying and eating food 🤣 Just remember it must be paid in full each month. Congratulations and welcome to Amex!!!



Message 14 of 20
LucasMorningstar
New Member

Re: Got first credit card approve - AMEX gold

thanks everyone! @nytokyobred79 thanks you.

 

i got an update, so i went to BoA to update ly SSN today and ask for graduation of my secured custom reward card, the REP first say i need to wait it graduate automatically (which not like the first REP i mention in my post) so i ask can i ask for manual, he said yes and boom! My card is graduated plus my CLI increased double. 

i went to chase to open my checking and update SSN too, and the banker said i got pre-approved for several cards and i was surprised but i ask my spouse to send me his referral url so he can get point, i applied it went under review so the banker call to credit department for me, then boom i was approved CFF (1800$ CL) i knew it not much but as my first personal credit card, my spouse say it a legit amount. 

thank again everyone 

Message 15 of 20
MrDFinance
Established Contributor

Re: Got first credit card approve - AMEX gold

Congrats ....Great card to start off with 😎

Message 16 of 20
ElizabethKate
Valued Member

Re: Got first credit card approve - AMEX gold


@LucasMorningstar wrote:

My card is graduated plus my CLI increased double. 

i went to chase to open my checking and update SSN too, and the banker said i got pre-approved for several cards and i was surprised but i ask my spouse to send me his referral url so he can get point, i applied it went under review so the banker call to credit department for me, then boom i was approved CFF (1800$ CL) i knew it not much but as my first personal credit card, my spouse say it a legit amount. 

Wow! What a week for you, many congrats are in order! This is a fantastic first personal CC & SL 🥳

Starting Score: 615
Current Score: Exp: 763 {FICO 8} TU: 706 {FICO 8} EQ: 723 {VS 3.0}
Goal Score: 800


Message 17 of 20
nytokyobred79
Valued Contributor

Re: Got first credit card approve - AMEX gold


@LucasMorningstar wrote:

thanks everyone! @nytokyobred79 thanks you.

 

i got an update, so i went to BoA to update ly SSN today and ask for graduation of my secured custom reward card, the REP first say i need to wait it graduate automatically (which not like the first REP i mention in my post) so i ask can i ask for manual, he said yes and boom! My card is graduated plus my CLI increased double. 

i went to chase to open my checking and update SSN too, and the banker said i got pre-approved for several cards and i was surprised but i ask my spouse to send me his referral url so he can get point, i applied it went under review so the banker call to credit department for me, then boom i was approved CFF (1800$ CL) i knew it not much but as my first personal credit card, my spouse say it a legit amount. 

thank again everyone 


This is awesome. Just keeps getting better and better. Congrats on the graduation of your secured cards and also, getting approved for Chase as well 😄

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 18 of 20
cashorcharge
Community Leader
Super Contributor

Re: Got first credit card approve - AMEX gold

WooHoo!! Congratulations on your Golden AMEX Approval!!👏🏼🍾🥂

Message 19 of 20
Danmae777
Regular Contributor

Re: Got first credit card approve - AMEX gold

Congrats on your new approval 

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 20 of 20
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