Got lucky with AmEx sub offer

SwimGuy · ‎03-05-2024

I have an Everyday card that has been stuck on the 1k SL since I got it 10 months ago, they deny the CLI request every time that the button shows up for me to request.

Last month in the middle of the app while reviewing my charges there was a card to apply for a Platinum card. I been traveling more for work so decided to go for it but expecting a decline. End up getting approved for it with a SP, and the POT is 3k.

Messaged them on the app to see what was the Sub they gave me and was very surprised. 150k points for only 6k of spend on 6 months.

EDIT: Just noticed I posted on the wrong area and not sure how to move it.

NoMoreE46 · ‎03-05-2024

Congrats on your approval. Welcome to MyFico @SwimGuy

I will request this to be moved to the Approvals board.

SwimGuy · ‎03-05-2024

@NoMoreE46 wrote:
Congrats on your approval. Welcome to MyFico @SwimGuy
I will request this to be moved to the Approvals board.

Thank you, ben checking the forum for years but decided to finally get an account created.

pizzadude · ‎03-05-2024

Congrats on the SP approval and great SUB too !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

JoeRockhead · ‎03-05-2024

Congratulations on your new Amex Platinum approval!

BigBS · ‎03-06-2024

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gorgon · ‎03-06-2024

Congrats on your approval.

alextercero · ‎03-06-2024

Congrats on the Approval!

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

NoMoreDebt · ‎03-08-2024

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎03-17-2024

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: