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Guess what, I pulled that friggin' trigger anyways.

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Anonymous
Not applicable

Re: Guess what, I pulled that friggin' trigger anyways.

Thanks everyone. I'm really excited for these success. Expectly I'm off to garden for a while. I do know I took the last 6months of my credit journy pretty fast, but I knew I wanted all those cards anyways, needed the inquiry's to fall off 2 years from now, needed a beefier credit profile that can stand against when life happens. So, that might be it for me. I'm going to treat these cards with the love and care they deserve. Also expectantly my scorewatch has nothing to say despite last nights spree. Credit Karma just alerted me of 2 HP from Chase on get this ... TU. That I totally wasn't expecting. I was expecting EX maybe EQ, maybe they triple pulled me?

 

I'm still torn about BoA CLI. Their bank has jerked me around quite a bit despite by all measures of being a friggin' amazing customer. I might sock drawer this one. keep it for emergencies. Like locked in my work desk for when I forget my wallet or something. Because currently I'm being treated quite nicely by other banks. 

Message 11 of 16
creditFiend
Established Contributor

Re: Guess what, I pulled that friggin' trigger anyways.


@Anonymous wrote:

My statements for 2 cards cut on the 25th I expected them to follow the usual routine and update yesterday or at the very least post today. I pulled my reports, transunion was not updated yet, and my experian was NOT optimized like I thought it would be. Guess what, I pulled that friggin' trigger anyways. 

 

Here is what my scores looked like before I started. EQ 730     TU 718     EX 714

 

CSP. Approved 12k (cracked into the teeeeeeeeeensssssss!!!)    APR 15.99  Expedited Shipping

(right here i sat 3 hours debating wether or not to proceed)

AMEX EDP. Approved 10k     APR can't see yet    Expedited Shipping

Freedom. Approved 7k     APR 18.99  very ouch for my fun card

 

Lots of spending requirments to meed in 3 months. Basically 5,500 so I can meet all my requirements. I think I'll have to switch all my autopayments from BCP to EDP for now so I can meet them. 

 

CLI for Discover couldn't figure out how to get it to work SP via phone

CLI for BoA decided a HP wasn't going to be worth it, hoping they give me some auto luv further down the road

NFCU I don't have my GPAs miltary rank. I'm still researching this and penfed for loan options later. 

 

 


Congratulations!!

I applied for Freedom too (last night & approved for it today).  Same CL & APR as you   (EQ 680,  TU 712,  EX 716)

Instant approval for CSP Oct. 2014.  also same CL & APR as you... hmmm

Lots of new accounts this year, so I'm freezing my reports.  I have no self control.  lol

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 12 of 16
CreditMagic7
Mega Contributor

Re: Guess what, I pulled that friggin' trigger anyways.

Congrats! Smiley Happy

Message 13 of 16
Anonymous
Not applicable

Re: Guess what, I pulled that friggin' trigger anyways.


@Anonymous wrote:

My statements for 2 cards cut on the 25th I expected them to follow the usual routine and update yesterday or at the very least post today. I pulled my reports, transunion was not updated yet, and my experian was NOT optimized like I thought it would be. Guess what, I pulled that friggin' trigger anyways. 

 

Here is what my scores looked like before I started. EQ 730     TU 718     EX 714

 

CSP. Approved 12k (cracked into the teeeeeeeeeensssssss!!!)    APR 15.99  Expedited Shipping

(right here i sat 3 hours debating wether or not to proceed)

AMEX EDP. Approved 10k     APR can't see yet    Expedited Shipping

Freedom. Approved 7k     APR 18.99  very ouch for my fun card

 

Lots of spending requirments to meed in 3 months. Basically 5,500 so I can meet all my requirements. I think I'll have to switch all my autopayments from BCP to EDP for now so I can meet them. 

 

CLI for Discover couldn't figure out how to get it to work SP via phone

CLI for BoA decided a HP wasn't going to be worth it, hoping they give me some auto luv further down the road

NFCU I don't have my GPAs miltary rank. I'm still researching this and penfed for loan options later. 

 

 


$29,000 in three hours!  WOW!  Congrats!

Message 14 of 16
Anonymous
Not applicable

Re: Guess what, I pulled that friggin' trigger anyways.

WOW! When you roar you roar. Congrats!
Message 15 of 16
Anonymous
Not applicable

Re: Guess what, I pulled that friggin' trigger anyways.

One thing is for sure, based off score watch's performance, I'm going to discontinue this service and put this money I would be spending into the IRA I'll be setting up this month. I wish it was more reliable, and had more value. It is not worth $20 when credit karma and credit sesame are alerting me before they do. Not to mention almost every credit card company is providing scores.  

Message 16 of 16
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