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HOME DEPOT CLI SUCCESSS

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lesse
Frequent Contributor

HOME DEPOT CLI SUCCESSS

I am going to do some updates

to my home so applied & approved for $500 home dept (my highest CL is 8k) i have a 4.5 yo BK BUT 678 TU Credit score 17% UTI. I called to get increase 2 days after approval initially asked for 5k approved then said what about 10k - transfer to manual review & approved for my highest max of 10k so far! 

START (FICO): 1/28/2013 EQ: 499 EX: 558 TU: 536
Lender Pull:
UPDATED SCORE 10/2015: EX: 763 TU: 709 EQ: 720


GOAL 800 Across the board
Wallet:Credit One $600; NFCU (secured- Changed to unsecured) $7500; NFCU (Unsecured)$500- increase to $12,500 BOA: $1000 Home Depot/Lowes $800 each Childrens Place $350 Sams Club $800
Garden Time Smiley Happy
Message 1 of 11
10 REPLIES 10
Blender
Established Contributor

Re: HOME DEPOT CLI SUCCESSS


@lesse wrote:

I am going to do some updates

to my home so applied & approved for $500 home dept (my highest CL is 8k) i have a 4.5 yo BK BUT 678 TU Credit score 17% UTI. I called to get increase 2 days after approval initially asked for 5k approved then said what about 10k - transfer to manual review & approved for my highest max of 10k so far! 


Congrats! Good to know. So they pulled TU?

Most of our major purchses for the new home are through, so I don't know if HD card is worth it to us any more, rather USB shoppers for 6% back for the garage conversion.

10/2024


Message 2 of 11
AlanGJP
Established Contributor

Re: HOME DEPOT CLI SUCCESSS


@Blender wrote:

Most of our major purchses for the new home are through, so I don't know if HD card is worth it to us any more, rather USB shoppers for 6% back for the garage conversion.


I think a TU HP is pretty much standard for HD. Disappointing, as I would love to get my HD card up a bit more. I'll be holding off on HD CLI requests for the time being.

 

Congrats OP!

Personal Cards:
Business Cards:
Closed Cards:
Data Points:
Last Updated: 2023/11/09
Message 3 of 11
Jordan23ww
Senior Contributor

Re: HOME DEPOT CLI SUCCESSS

Congratulations on your approval and fantastic limit increases! That is awesome! Glad you were able to get your limit increased by so much! Thank you for sharing your experience with us!

       
 


Message 4 of 11
Priory_Man
Valued Contributor

Re: HOME DEPOT CLI SUCCESSS

congrats on your successful CL increase





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Total Revolving Credit: $300,000 UTIL: <1%
━━━━━━━━━━━━━━━━━━━━━━━


Message 5 of 11
JoeRockhead
Community Leader
Super Contributor

Re: HOME DEPOT CLI SUCCESSS

Nicely done, congratulations!

Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: HOME DEPOT CLI SUCCESSS

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 11
KingRue8500
Senior Contributor

Re: HOME DEPOT CLI SUCCESSS

Congrats on your Home Depot CLI




Message 8 of 11
firefox100
Senior Contributor

Re: HOME DEPOT CLI SUCCESSS

Congratulations on getting the increase you wanted enjoy all house up grade work.

Message 9 of 11
NoMoreDebt
Senior Contributor

Re: HOME DEPOT CLI SUCCESSS

Congrats on your CLI 

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 11
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