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HSBC approval through their pre-qualify site...

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Larsim
Valued Member

HSBC approval through their pre-qualify site...

Saw it posted here that HSBC had a site (link) that one can use to pre-qualify. Thought I would just "check it out" and we all know what happened next. Put in my info, said I was pre-qualified for three of their cards, submitted the app and got the "7-10 days notice...". This afternoon (less than 24 hours) received this email with the approval. Don't know the SL yet. 

 

I surely thought it would be a denial as 20+ new cards within the last 12 months are now reporting on my CR so apparently HSBC is not sensitive to new accounts. I took the card that will offer 3% cash back on up to $10,000 in the first 12 months so not a bad deal.

 

DPs

Scores: 740s FICO accross the board

Pulled EQ (live in FL)

INQ: 10+/12 months

New Cards: LOL/You must be joking me right?/You need to stop reading the MyFICO forums/Are you crazy?/12 months

Income: $170k +

AAoA: 5+ years.

 

Screenshot.JPGScreenshot.JPG

 

Message 1 of 11
10 REPLIES 10
AllZero
Mega Contributor

Re: HSBC approval through their pre-qualify site...

Congratulations on your approval!
Message 2 of 11
Drwaz99
Established Contributor

Re: HSBC approval through their pre-qualify site...

Congrats!
Message 3 of 11
Gotham-
Frequent Contributor

Re: HSBC approval through their pre-qualify site...

Congrats 🎊🎉🎈🍾 on your HSBC success
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 4 of 11
gdale6
Moderator Emeritus

Re: HSBC approval through their pre-qualify site...

A nice card to get, congrats on getting it without a long drag out verification.
Message 5 of 11
M_Smart007
Legendary Contributor

Re: HSBC approval through their pre-qualify site...

 

Congrats on yer HSBC approval & Nice SLSmiley Happy

 

Message 6 of 11
tbque
Valued Contributor

Re: HSBC approval through their pre-qualify site...

Congrats on the HSBC approval!





Message 7 of 11
Guyatthebeach
Valued Contributor

Re: HSBC approval through their pre-qualify site...

Congratulations on your approval. 

 

Be careful with their website, as it is not the best. Their customer service could be better compared to NFCU. 

 

Guyatthebeach

Message 8 of 11
SFLSpotter9210
Valued Contributor

Re: HSBC approval through their pre-qualify site...

Congratulation’s on your approval. I too got pre qualified on their link. But I’ve read so many negative reviews so I decided to not apply. Also today checked my credit karma app and it said that I was actually pre approved for their card as well. Good luck with them I’d love to hear more of your experience in the future.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay18,900k | Citi Strata+ 13,600 | Citi Double Cash 27,800 | Citi Simplicity 10,000 | Citi Custom Cash 20,600 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Truiest 4,500 | Truiest Rewards 4,500 | Citi Custom Cash 20,600 | GS Apple 7,500 | Chase Sapphire Preferred 27,000 | Fico 8 Scores EQ=837 | EX=838 | TU=834scores and CL current as of 05/08/26 AAoA years 24 months | AoOA=18yrs
Message 9 of 11
Meanmchine
Super Contributor

Re: HSBC approval through their pre-qualify site...

Congrats and thanks for reposting the prequal link for the rest of us

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 10 of 11
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