I have been on this forum for years and never thought that I would reach the mid 600's in my scores. Today, I am proud of how far I have come within the past six months. Well, I needed an I-pad for my vacation next week and know they cost a fortune. I have been trolling the HSN sight to see if I would receive the emphasize pop-up window, no chance. I looked at my current credit cards and knew if I used any it might put me close to 30% UTI. Long story short, I filled out the app unsure if approved, but will to take the hit. With my eyes closed the screen updated with a Congratulations across the screen. I screamed inside. I said, well a least with $500.00 I can get my mini-Ipad. Well, as I scanned down to the limit is said $3,000.00!!!! I rubbed my eyes, because I truly thought it was deceiving me, was it an error. I printed the page to get a better look and it said the same thing. This is truly my highest limit since moving into credit card recovery. I still have a long way to go,but know I am on the right track. I feel blessed to be given this second chance.... I promise not to mess this up!!!! Thanks everyone for your post and providing an understanding as to how important credit is. Thank you all!!!
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
