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Hello Discover!!!

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12njoy
Super Contributor

Hello Discover!!!

Good news.  I was approved for the Discover IT card today (10/16/13) for $6,500 instantly.  Don't know the APR yet, was told to wait 3-4 days until account is set up.  The strange thing is that I applied on 8/6/13 and was denied due to charge offs.  I had and still have the 3 paid charge offs on my Equifax file.  They aged to five years on October 1, 2013.  I assume that it what tipped the scales this time.  I'm loving Discover already.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 23
22 REPLIES 22
eddie84
Valued Contributor

Re: Hello Discover!!!

Congrats and nice starting CL there...   especially from Discover.

Message 2 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@eddie84,

 

Thank you it was a welcome suprise.  Have you heard about the Duck card?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 23
knoregs
Established Contributor

Re: Hello Discover!!!

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 4 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@kn,

 

 Thanks

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 23
Darrell82
Established Contributor

Re: Hello Discover!!!


@12njoy wrote:

Good news.  I was approved for the Discover IT card today (10/16/13) for $6,500 instantly.  Don't know the APR yet, was told to wait 3-4 days until account is set up.  The strange thing is that I applied on 8/6/13 and was denied due to charge offs.  I had and still have the 3 paid charge offs on my Equifax file.  They aged to five years on October 1, 2013.  I assume that it what tipped the scales this time.  I'm loving Discover already.


Congrats.. I would def love to have that discover it card but I'm going to wait it out in the garden for a good while to have a better aaoa . 




Message 6 of 23
MoreRewards
Established Contributor

Re: Hello Discover!!!

CONGRATS!
EQ 773 * EX 786 * TU 797
Message 7 of 23
12njoy
Super Contributor

Re: Hello Discover!!!

@MoreRewards,

 

Thanks

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 8 of 23
Scupra
Super Contributor

Re: Hello Discover!!!

Congrats!!! Awesome limit to start with too! I'm jealous Smiley Happy One day Discover....onnnne day lol
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 9 of 23
FocusedAndDetermined
Senior Contributor

Re: Hello Discover!!!

Congrats!

Message 10 of 23
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