130k x2.
$250-$300 per night rooms where and when we stay. 45k points per night at certain locations, and I leave the elevated point counts alone. By the time the promotions are paid through, should add at least another 10k or so points for a 270k combined total.
Time the stays right, and rooms are discounted down to 39k each, but that requires the flexibility to be available during those times.
Some people go by point sites that assign point values to cards. I use real live data in how much it will cost me out of my own pocket, to stay where I intend to stay, during the timeframe I intend to stay.
Just got back from a trip where we used a nice set of points on one certain card line, but wanted to stay one more night out somewhere closer to home. This was a Hilton, $300 per night. Stayed there a few times before, similar rate as before. Decided instead, to use a different line and stay somewhere else for a free room, and once we got home, signed up for two Hilton Honors rewards instead. The next six-seven stays should be free now. Despite not needing them soon, they'll remain in the back pocket.
$XXX,XXX in credit lines.
Multiple months in free credit reward vacations.
$X,XXX in bank rewards in only 12 months.
I like FREE...
800+ FICO.
Making all numbers dance on a financial ledger.
Abuse that score responsibility.
Take nothing I say as financial advice. DYODD.
