Hilton Honors Amex approved - myFICO® Forums - 6119413

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I logged into my Amex account to make a payment for my Green card. I saw I had a pre approval for the Hilton Honors. I probably should've waited to apply because my utilization is higher now. I was approved but only for $1000 SL. Happy for the approval but really not happy with that credit limit. Hopefully, I can get a 3x CLI in a few months. Card will arrive in 3-5 days.

#of inquires in past 6 months - 2 HP

#of accounts in past 6 months - 2

negatives: 1 cable collection settled. DOFD Dec 2014

4 "90 day" late federal student loans, 2 Feb 2015, 2 April 2018

Experian Fico 8 now 698 due to higher utilization.

Utilization 28% with a few cards sitting at 33% each.

I recently moved to Florida in the past month and my moving expenses were through the roof. Temporary situation, of course, but frustrating as I'm not liking all this debt.

All cards with their limits in signature are currently updated.

Message 1 of 14

13 REPLIES 13

Congratulations on your new Amex Hilton Honors card!!

Message 2 of 14

Congratulations on your approval!

Message 3 of 14

Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 4 of 14

Congratulations on your Amex Hilton Honors approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 5 of 14

Congratulations on your Approval..

Message 6 of 14

Nicely done! Congratulations on your approval!

Message 7 of 14

Congrats on the Hilton card!!

Message 8 of 14

Congrats on your approval!

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Message 9 of 14

Congrats! Welcome to the Hilton club

Amex Hilton Honors Aspire | $18,000

NFCU CashRewards | $28,500

Amex Delta SkyMiles Platinum | $18,000

Message 10 of 14