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Holy Smokes Batman! [NFCU Platinum]

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Anonymous
Not applicable

Re: Holy Smokes Batman! [NFCU Platinum]

Awesome Congrats!

Message 11 of 18
19eighty5
Senior Contributor

Re: Holy Smokes Batman! [NFCU Platinum]

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 12 of 18
Gotham-
Frequent Contributor

Re: Holy Smokes Batman! [NFCU Platinum]

 wrote:
Well, I'm honestly at a loss for words.

I've been following various youtubers and lurking on churning subreddits since I turned 18 and got a discover it card.

I have a NFCU More Rewards that is a few days past 91/3 and no dice with the cli. SL of $500.

I decide to apply for the Platinum to take advantage of the BT (I rarely carry debt, this was a personal loan I had to pay back before I go to bootcamp) and what do you know... approved.

SL of $20,000 @ 12.49% APR.

My whole ENTIRE credit line was maybe $17,000?

With my Discover IT having the biggest CL of $5,050.

This is stunning to get a limit like this. I'm glad to have learned from my ... *mistakes* in college and no more wild parties funded from my cards.

Some DP's about me.

FICO (8?) Is 734
EQ/TU 685/694
Inq/24: 12
Income: $49k (will be less in March, paycut to join the Navy hehe)

Last card I opened was the Amex Gold (yesterday) but my understanding is charge cards report differently than revolving lines of credit.




@AnonymousWell You RANG Congratulations and excellent SL BAT ATTACK APPROVED 😎

🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 13 of 18
Meanmchine
Super Contributor

Re: Holy Smokes Batman! [NFCU Platinum]

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 14 of 18
Anonymous
Not applicable

Re: Holy Smokes Batman! [NFCU Platinum]

Congratulations
Message 15 of 18
AverageJoesCredit
Legendary Contributor

Re: Holy Smokes Batman! [NFCU Platinum]

🦇🦇🦇 Very niceSmiley Happy 49k will help alot lol.

Good luck in the Navy! Thanks for serving and stay safeSmiley Happy🦇🦇🦇🦇
Message 16 of 18
Anonymous
Not applicable

Re: Holy Smokes Batman! [NFCU Platinum]

Congratulations on your approval and welcome to the forum!
Message 17 of 18
Openwater
Established Contributor

Re: Holy Smokes Batman! [NFCU Platinum]

Congrats on the approval. Credit unions are the best when it comes to high limits. Enjoy, cheers!




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 18 of 18
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