Applied for both the Home Depot Consumer card and the Lowes Card on the same day.
HD approved me for $1,000 SL
Lowes approved me for $1,000 SL
Called both companies and requessted an CLI.
I asked for 10k
Results
HD said sure only if we can pull another HP - I said No way! Why are you pulling another report when I just gave you one a second ago. 'Click'
Lowes - CSR asked what I wanted - said 10k, held for 1 mininute later- CSR said APPROVED!
Conclusion Citi Home Depot underwriters suck and Synchrony Lowes Love them!!!
Why is Home Depot playing hard to get?!?!?!?!?!? They just lost a customer since I will be remodling mykitchen with big bucks. Lowes gained a very loyal customer. 
Congrats! 
Citi Financial is not in the least competitive when compared to Synchrony.
@Anonymous wrote:Applied for both the Home Depot Consumer card and the Lowes Card on the same day.
HD approved me for $1,000 SL
Lowes approved me for $1,000 SL
Called both companies and requessted an CLI.
I asked for 10k
Results
HD said sure only if we can pull another HP - I said No way! Why are you pulling another report when I just gave you one a second ago. 'Click'
Lowes - CSR asked what I wanted - said 10k, held for 1 mininute later- CSR said APPROVED!
Conclusion Citi Home Depot underwriters suck and Synchrony Lowes Love them!!!
Why is Home Depot playing hard to get?!?!?!?!?!? They just lost a customer since I will be remodling mykitchen with big bucks. Lowes gained a very loyal customer.
Thats awesome!! Congrats to you....HD(citibank), like to see a little history first I believe,and they are moe conservative, but if your profile warrents a nice increase they will give it you. Ive seen it many times on the boards. And synch...well, they are Synch and dont really care! They just want you to use THEIR cards vs another lender, LOL congrats !
@Anonymous wrote:Applied for both the Home Depot Consumer card and the Lowes Card on the same day.
HD approved me for $1,000 SL
Lowes approved me for $1,000 SL
Called both companies and requessted an CLI.
I asked for 10k
Results
HD said sure only if we can pull another HP - I said No way! Why are you pulling another report when I just gave you one a second ago. 'Click'
Lowes - CSR asked what I wanted - said 10k, held for 1 mininute later- CSR said APPROVED!
Conclusion Citi Home Depot underwriters suck and Synchrony Lowes Love them!!!
Why is Home Depot playing hard to get?!?!?!?!?!? They just lost a customer since I will be remodling mykitchen with big bucks. Lowes gained a very loyal customer.
BAM! That's how it's done!
@Anonymous wrote:Applied for both the Home Depot Consumer card and the Lowes Card on the same day.
HD approved me for $1,000 SL
Lowes approved me for $1,000 SL
Called both companies and requessted an CLI.
I asked for 10k
Results
HD said sure only if we can pull another HP - I said No way! Why are you pulling another report when I just gave you one a second ago. 'Click'
Lowes - CSR asked what I wanted - said 10k, held for 1 mininute later- CSR said APPROVED!
Conclusion Citi Home Depot underwriters suck and Synchrony Lowes Love them!!!
Why is Home Depot playing hard to get?!?!?!?!?!? They just lost a customer since I will be remodling mykitchen with big bucks. Lowes gained a very loyal customer.
Congrats on the approval!'!!!!!!!
Nice! Congrats!
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)