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Home depot CLI

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Jnbmom
Credit Mentor

Home depot CLI

Hubby has had card for about 3 months. InI tial SL 500. Just requested 1500 increase, instantly approved Smiley Happy Maybe should have went for more.

 

Anyone know how often you can do CLI?

EXP 780 EQ 796 TU 810
Message 1 of 12
11 REPLIES 11
jlitnns
Established Contributor

Re: Home depot CLI

Hit it again and see if you get more. If not, 6 months I think is the norm on HD. You will get a hard pull though so you might as well go for a huge increase and they will counter if you are eligible.

 

Robot Very Happy


Message 2 of 12
Anonymous
Not applicable

Re: Home depot CLI

You left money on the table, you should go for it again and aim high...maybe $15k or $20k.

 

Let us know the results.

Message 3 of 12
Jnbmom
Credit Mentor

Re: Home depot CLI

Wow you guys are awesome asked for 10k they countered with a total line to 7000. I took it .

Thank you guys you are awesome
EXP 780 EQ 796 TU 810
Message 4 of 12
jlitnns
Established Contributor

Re: Home depot CLI


@Jnbmom wrote:
Wow you guys are awesome asked for 10k they countered with a total line to 7000. I took it .

Thank you guys you are awesome

Congratulations! And now you are a pro!

 

Robot Very Happy


Message 5 of 12
Jnbmom
Credit Mentor

Re: Home depot CLI

Thanks I am learning from the best. I also added myself as an AU. Helps my utlilzation👍
EXP 780 EQ 796 TU 810
Message 6 of 12
Anonymous
Not applicable

Re: Home depot CLI

You didn't go higher? oh man!! lol Anyways, $10k still good, congrats OP.
Message 7 of 12
Jnbmom
Credit Mentor

Re: Home depot CLI

Oh I tried for higher they countered.
EXP 780 EQ 796 TU 810
Message 8 of 12
Anonymous
Not applicable

Re: Home depot CLI

Outstanding! I learned from this forum to go for it and it worked for me, too. I financed my new roof for 24 months and zero interest on the card. Enjoy your new card.

Message 9 of 12
fltireguy
Valued Contributor

Re: Home depot CLI

You should’ve asked for $20k. They’d counter if they wouldn’t go that high...

 

Congrats

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 10 of 12
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