cancel
Showing results for 
Search instead for 
Did you mean: 

How much new credit have you received in 2014?

tag
Imhotrodcrazy
Valued Contributor

How much new credit have you received in 2014?

I went over my few,  ( 5 ),  cards that I have and I was surprised by how much my CL's have increased this year.  I don't use my US Bank Cash+ or LOC anymore so I went after two new cc's to replace them.  I first went after Chase Freedom in June and received a cl of $10.6K.  In Sept.  I got on the Nasa train and received $30k from them.  Early this year US Bank gave me an auto cli of $4.5,  this was before our falling out.  Just a few days ago Amex gave me an increase of $3.5k.  So, after adding it up,  I was surprised that I have attained a total increase in credit of $48.6k this year.  So I was wondering how well others have done this year.  Thanks for sharing in advance. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 1 of 72
71 REPLIES 71
Anonymous
Not applicable

Re: How much new credit have you received in 2014?

CLIs and new cards - $17,000

Message 2 of 72
chalupaman
Super Contributor

Re: How much new credit have you received in 2014?

It's been hard for me to keep track of it all but I just know I've gotten a ton this year alone.

 

My CLIs have been plenty too ranging from a $500 CLI on my Discover card, to doubling my Amex Gold Delta card limit from a counteroffer I got and getting plenty of Sync Bank increases too.

Considering I started out with a 1K Citi Forward card last year and I have around 47K in credit, I'll round it down to 45-46K total.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 72
Anonymous
Not applicable

Re: How much new credit have you received in 2014?

$137,470.  Since March.  Started with one $470 Mastercard.  I also got a home improvement line of credit and the home addition starts after the first, so adding that, $237,470.

Message 4 of 72
JustinS
Regular Contributor

Re: How much new credit have you received in 2014?


@chalupaman wrote:

It's been hard for me to keep track of it all but I just know I've gotten a ton this year alone.



+1 difficult to keep track. For me between store cards major cards and Navy Federal CU (CashRewards and NavCheck LOC) it definitely totals over 100k+ in additional just in 2014.

Message 5 of 72
Anonymous
Not applicable

Re: How much new credit have you received in 2014?

Everything in my signature was aquired starting in May of 2014. Didn't have anything before that besides a car loan for years due to bad credit. Has been a tremendous year.

Message 6 of 72
Anonymous
Not applicable

Re: How much new credit have you received in 2014?

A lot.

Message 7 of 72
uswala
Senior Contributor

Re: How much new credit have you received in 2014?

CLIs + new cards = $52,750 as of today. 

Expecting a further $8,200 increase on my Costco TE card on Dec 27.

 

Message 8 of 72
Anonymous
Not applicable

Re: How much new credit have you received in 2014?

started last year with a whopping $300 from CapOne. This year well I splurged a bit and have added $66k in new credit from several cc and cli's and a loc. I got more than I ever thought I would need and am just going to garden until the inquiries decide to retire.

Message 9 of 72
Imhotrodcrazy
Valued Contributor

Re: How much new credit have you received in 2014?

You guys,  and gals,   are doing outstanding in the credit achieving dept.  It's hard for me to fathom having more than a $100k in credit,  let alone having $200k+.  I commend each and every one of you for your achievements.  Keep the great work.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 10 of 72
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.