cancel
Showing results for 
Search instead for 
Did you mean: 

How to Spree Tonight - BCE, Freedom, It (Update!)

tag
Anonymous
Not applicable

Re: How to Spree Tonight - BCE, Freedom, It (Update!)


@dbutz1109 wrote:

@Anonymous wrote:

Congratulations, fantastic results. Those are my three favorite credit cards.


If you don't mind me asking...how much do you run through those three cards combined in a month? Unfortunately, my spending isn't too high since I pay a lot of extra on my student loans. I'm worried that maybe I went too far apping the Discover and just have more than I need now. What can I say...these are the three cards I wanted and figured why not go for broke and then garden. As long as no one closes my account it was worth it and nice to have the available credit should I ever need it.


Depending on the rotating categories. The past few months the Discover thas been used heavily because of restaurants. So about $300 a month. I try to PIF but since its still at 0% APR its no big deal if I hold a balance. The Freedom I used for gasoline, so about $100 a month. And the BCE for everything else, around another $300. 

 

Don't worry, just use the cards based on your needs. Some months will see little usage on the Freedom and the It, if the categories are worthless to you. Thats not a problem. 

Message 31 of 32
AAstra
Regular Contributor

Re: How to Spree Tonight - BCE, Freedom, It (Update!)


@Anonymous wrote:

@dbutz1109 wrote:

@Anonymous wrote:

Congratulations, fantastic results. Those are my three favorite credit cards.


If you don't mind me asking...how much do you run through those three cards combined in a month? Unfortunately, my spending isn't too high since I pay a lot of extra on my student loans. I'm worried that maybe I went too far apping the Discover and just have more than I need now. What can I say...these are the three cards I wanted and figured why not go for broke and then garden. As long as no one closes my account it was worth it and nice to have the available credit should I ever need it.


Depending on the rotating categories. The past few months the Discover thas been used heavily because of restaurants. So about $300 a month. I try to PIF but since its still at 0% APR its no big deal if I hold a balance. The Freedom I used for gasoline, so about $100 a month. And the BCE for everything else, around another $300. 

 

Don't worry, just use the cards based on your needs. Some months will see little usage on the Freedom and the It, if the categories are worthless to you. Thats not a problem. 


Thanks for the response. They gave me way bigger lines than I needed so I was worried. You sort of put me at ease, haha.

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 32 of 32
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.