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Humorous NFCU CLI

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tcbofade
Super Contributor

Humorous NFCU CLI

Most of us know that NFCU has a hard limit of $80k across three credit card accounts...

 

With a combined limit of $78,500.00, I stopped asking some time ago.

 

Logged into my NFCU account today and found this message.  smiley-laughing021.gif

 

NFCUCLI.png

 

...the good news is that I've achieved the maximum credit line with Navy!  Smiley Happy

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 21
20 REPLIES 20
gdale6
Moderator Emeritus

Re: Humorous NFCU CLI

LOL, well grats on hitting the max you can get!!

Message 2 of 21
CreditAggie
Community Leader
Super Contributor

Re: Humorous NFCU CLI

Congratulations on your NFCU CLI and reaching $80K max exposure!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 21
FinStar
Moderator Emeritus

Re: Humorous NFCU CLI

Congrats on the CLI + reaching the max unsecured exposure @tcbofade.

 

I believe this is how they still do things where they go back and adjust limits in case the system did an "ooops" -- @CreditCuriosity had a similar experience a long while ago if I'm not mistaken.

Message 4 of 21
M_Smart007
Legendary Contributor

Re: Humorous NFCU CLI

@tcbofade, CongratumacationsSmiley Very Happy

 

Message 5 of 21
CreditCuriosity
Moderator Emeritus

Re: Humorous NFCU CLI


@FinStar wrote:

Congrats on the CLI + reaching the max unsecured exposure @tcbofade.

 

I believe this is how they still do things where they go back and adjust limits in case the system did an "ooops" -- @CreditCuriosity had a similar experience a long while ago if I'm not mistaken.


Yep mine was an actual call from UW thoughSmiley Happy

Message 6 of 21
KLEXH25
Valued Contributor

Re: Humorous NFCU CLI

Lol congrats on hitting the max. Instead of no soup for you, they said less soup for you!



Message 7 of 21
CreditMagic7
Mega Contributor

Re: Humorous NFCU CLI

Congratulations on your NFCU CLI to MAX!!

Message 8 of 21
HeavyResist
Frequent Contributor

Re: Humorous NFCU CLI

Thanks for this @tcbofade , I didnt know it was $80K across all lines. Glad I saw this and now I can keep it in mind as I get more NFCU cards.







 
Message 9 of 21
babygirl1256
Senior Contributor

Re: Humorous NFCU CLI

Congrats on your small NFCU CLI . . . glad to know about the $80k across all cards.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 21
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