I Succumbed! Venture Approval

bigDEElight · ‎07-06-2015

After letting the pre-qualification sit for months, I finally gave in after reading many threads here. I've been with Capital One since I started rebuilding my credit (still have a secured card, will close in September). I didn't want to take a triple hit but for this limit, it's worth it.

Instant Approval: $15,000, 17.9% APR

Should come just in time for my trip out of the country later this month. Prior to this, my highest CL was $5,000 (I have multiple cards with that amount).

EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%

OmarGB9 · ‎07-06-2015

Nice! Congrats! Would you mind staying your income? Just curious as I want to apply for this card in 6 months. My scores are similar to yours. The cap1 prequal site says I'm pre approved and at the same rate you got, so I'd like to gather some more info lol.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

bigDEElight · ‎07-06-2015

Sure! I'm at $60,000 income.

EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%

CreditMagic7 · ‎07-06-2015

Congrats! on the Venture and nice line

Yeah that triple pull is tough one to stomach. I got hit with 9 in my 3 Capital One approvals this year. It's why i been laying low lately

OmarGB9 · ‎07-06-2015

Thanks for the info.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

CreditCuriosity · ‎07-06-2015

Congrats! Only a few left standing firm, but not for long lol as I thought I would be the last one standing, not so .. Anyways, you should apply for the QS as well and probably get another 5k+ CL on the same triple pull if you got approved today.. Just a thought.

9CLINE · ‎07-06-2015

Way 2 Go !!!

Anonymous · ‎07-06-2015

@CreditMagic7 wrote:
Congrats! on the Venture and nice line

Yeah that triple pull is tough one to stomach. I got hit with 9 in my 3 Capital One approvals this year. It's why i been laying low lately

thats ridiculous. see what i mean? more of capital one and their tactics to keep people in their place....

I only see one card in your signature?

CreditCuriosity · ‎07-06-2015

@Anonymous wrote:
@CreditMagic7 wrote:
Congrats! on the Venture and nice line

Yeah that triple pull is tough one to stomach. I got hit with 9 in my 3 Capital One approvals this year. It's why i been laying low lately
thats ridiculous. see what i mean? more of capital one and their tactics to keep people in their place....

I only see one card in your signature?

CreditMagic no longer has the magical Gm Buypower w/600 WEMC limit in their profile and all cards of CM aren't in profile picutre either..

Anomalous · ‎07-06-2015

Congratulations!

Keep both your credit and your body in top shape!