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I Waited 2 Years..

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CivalV
Established Contributor

I Waited 2 Years..

Patience is truly the key ❤️

Backstory: My Kohls SL $300. 1 month after opening my Kohls Charge I did not plan my finances well. I ended up being 60 days late from January to February. My scores were hurting for a little under 2 years between late payments, collections, high UTL and financial hardship. A couple of days ago a late payment fell off of my reports. I have no clue if this is why but..

Today I logged into my account to make a payment and noticed the weirdest thing..

Your credit limit: $700
Available credit: $500
SL: $300

So it took 2 years between high UTL and 30-60 day late payments to finally receive my first Kohls CLI of $400. This right here feels amazing!!! 😩🎉🍾
17 REPLIES 17
Remedios
Credit Mentor

Re: I Waited 2 Years..

Congrats on your increase 

Message 2 of 18
CivalV
Established Contributor

Re: I Waited 2 Years..

Thank you! Small increases are definitely better than none
Message 3 of 18
Anonymous
Not applicable

Re: I Waited 2 Years..

Congrats on your kohls increase Smiley Happy

Message 4 of 18
xaximus
Valued Contributor

Re: I Waited 2 Years..

Congrats on your CLI!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 5 of 18
AverageJoesCredit
Legendary Contributor

Re: I Waited 2 Years..

Well deservedSmiley Happy. Hope its the 1st of many to come. Do what i do, reward them with a purchaseSmiley Happy.....then pifSmiley Wink
Message 6 of 18
Anonymous
Not applicable

Re: I Waited 2 Years..

COngrats on auto CLI !!!!

 

 

Message 7 of 18
800FICOGoal
Established Contributor

Re: I Waited 2 Years..

Congrats on your increase and your patience. Smiley Happy



Rebuild Cards

Goal Cards

Loans
Message 8 of 18
Anonymous
Not applicable

Re: I Waited 2 Years..

Yay good job congratulations !! Clean record ahead of you & you have got this we believe in you.
Message 9 of 18
Anonymous
Not applicable

Re: I Waited 2 Years..

Congrats on your increase!! Once your scores are closer to 700ish it will become like clockwork.....Smiley Happy

Message 10 of 18
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