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I can't garden :( - Total Rewards Approval.

Anonymous
Not applicable

Re: I can't garden :( - Total Rewards Approval.

Congrats CC

alextercero
Super Contributor

Re: I can't garden :( - Total Rewards Approval.

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

CreditCuriosity
Moderator Emeritus

Re: I can't garden :( - Total Rewards Approval.

Thanks all again..  I would like to thank my slowly improving credit more than myself lol... Ugh how past mistakes make it so painful for years and years, slowly getting myself out of the gutter!

FinStar
Moderator Emeritus

Re: I can't garden :( - Total Rewards Approval.

Message contains an image

@CreditCuriousity wrote:

Had to unfreeze my CB's for 2 days friday/saturday to do a few things and decide to apply for the Total Rewards Visa.. Not really sure why, guess I have just wanted it for awhile for some reason.. I was pre-approved through pop-up.  I applied got the 7-10 day message and saw a HP on my EXP which is fine as 1 drops off this month July and put me back at 10 inquires, still not great but it is what it is..  So I was like crud 7-10 day... Anyways, decided to try to create account and it let meSmiley Happy..  So long story short approved for 7k, obviosuly hit the button and got it up to $7800...  Guess it isn't a bad limit and deffinetly better than a denial.. I really need to cool off from applying for any more credit for awhile... I will hold off with Chase until the end of the year I guess to get my reports a bit more ideal for a big limit hopefully. 

 

TLDR; Approved for 7800$

 

approval.JPG


 

Wow... well I guess I'll bring this little diddy back for you!  Congratulations btw!  Oh, and as far as Chase, you're going to need longer than the end of the year to apply with all those new accounts you've obtained in the last few months Smiley Wink

 

 

 

Saleen099
Senior Contributor

Re: I can't garden :( - Total Rewards Approval.

NICE CONGRATS!!!!!!! 

12njoy
Super Contributor

Re: I can't garden :( - Total Rewards Approval.

Message contains an image

@FinStar wrote:

@CreditCuriousity wrote:

Had to unfreeze my CB's for 2 days friday/saturday to do a few things and decide to apply for the Total Rewards Visa.. Not really sure why, guess I have just wanted it for awhile for some reason.. I was pre-approved through pop-up.  I applied got the 7-10 day message and saw a HP on my EXP which is fine as 1 drops off this month July and put me back at 10 inquires, still not great but it is what it is..  So I was like crud 7-10 day... Anyways, decided to try to create account and it let meSmiley Happy..  So long story short approved for 7k, obviosuly hit the button and got it up to $7800...  Guess it isn't a bad limit and deffinetly better than a denial.. I really need to cool off from applying for any more credit for awhile... I will hold off with Chase until the end of the year I guess to get my reports a bit more ideal for a big limit hopefully. 

 

TLDR; Approved for 7800$

 

approval.JPG


 

Wow... well I guess I'll bring this little diddy back for you!  Congratulations btw!  Oh, and as far as Chase, you're going to need longer than the end of the year to apply with all those new accounts you've obtained in the last few months Smiley Wink

 

 

 


+1 I didn't want to be the bearer of bad news.  Chase is now going back two years to review new accounts Smiley Mad  I was denied for that reason alone and I know of one other poster who was denied for same reason

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
CreditCuriosity
Moderator Emeritus

Re: I can't garden :( - Total Rewards Approval.

Message contains an image

@FinStar wrote:

@CreditCuriousity wrote:

Had to unfreeze my CB's for 2 days friday/saturday to do a few things and decide to apply for the Total Rewards Visa.. Not really sure why, guess I have just wanted it for awhile for some reason.. I was pre-approved through pop-up.  I applied got the 7-10 day message and saw a HP on my EXP which is fine as 1 drops off this month July and put me back at 10 inquires, still not great but it is what it is..  So I was like crud 7-10 day... Anyways, decided to try to create account and it let meSmiley Happy..  So long story short approved for 7k, obviosuly hit the button and got it up to $7800...  Guess it isn't a bad limit and deffinetly better than a denial.. I really need to cool off from applying for any more credit for awhile... I will hold off with Chase until the end of the year I guess to get my reports a bit more ideal for a big limit hopefully. 

 

TLDR; Approved for 7800$

 

approval.JPG


 

Wow... well I guess I'll bring this little diddy back for you!  Congratulations btw!  Oh, and as far as Chase, you're going to need longer than the end of the year to apply with all those new accounts you've obtained in the last few months Smiley Wink

 

 

 


Co-Branded as well?  I have the CSP/Freedom.. Still trying to figure out if Co-Branded is impacted, hearing mixed stories... I guess the policy can always change as well or maybe it is hear to stay...

CreditCuriosity
Moderator Emeritus

Re: I can't garden :( - Total Rewards Approval.

Don't mind bad news, better than wasting inquiries!  Just need to know if that is co-branded as well as I hear conflicting info..

12njoy
Super Contributor

Re: I can't garden :( - Total Rewards Approval.


@CreditCuriousity wrote:

Don't mind bad news, better than wasting inquiries!  Just need to know if that is co-branded as well as I hear conflicting info..


I don't know about co-branded cards with Chase.  I'm not liking this new policy, but it's one I must live with.  My Chase days are over.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
pizza1
Community Leader
Super Contributor

Re: I can't garden :( - Total Rewards Approval.

Congrats to you there CC!! no too shabby!!Smiley Happy