@gdale6 wrote:
@johnstics wrote:Thanks and getting utlization down will be my next goal. I have only been making minimum payments just to build a payment history. But now I'm just thinkng of PIF to get it down the next couple monhts. Hopefully the NFCU limit will help reduce it also.
Ayeyah.. A payment history can be built without carrying a balance/high util and subsequent interest charges. It is much better to PIF or make at least 2x the minimums. Paying just the minimums is kind of a taboo especially when you are trying to build a history... Good luck
+1
OP, Congrats!