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@Anonymous wrote:Im considering doing something incredibly stupid like trying to buy a used car to hit that $4000 at once.
> Why does something (that You Want to do) have to be stupid>?
Like Me Wanting to buy taget gift & visa gift Cards <> With My New Capital One Venture to get a Bonus! Holidays are coming.. & what cards i don't give Away.. i'll just keep & spend! <. When you buy the Car. how much can you pay>? As Quickly ASAP>? just out of curiousity.. $1500-$2k in 2-3 months>?
The reason I would be so hesitant to actually get the car is becausethe CSP doesnt have 0% interest the first year, so that 4000 purchase + interest is somewhere near 4600 and some change, with interest on it every month.
Congrats!
On my own CSP approval (which wasn't instant but just required identity verification steps), Chase granted me 8500 initial CL and my EX FICO 8 was 670-something at the time.
Having a banking relationship with Chase *definitely* helps.