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I just got approved for Amex BCE but...

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myjourney
Super Contributor

Re: I just got approved for Amex BCE but...


@Legions36 wrote:

I was instantly approved for BCE and I like that i'm in with Amex now but whats up with only an $800 line? If u look at my sig u can see i have some high limits. I do know the 61 day cli. Any input on this? I'm still happy im in because when i applied last year they denied me.


Congrats sorry about the limit but Amex can grow fast 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 17
daybreakgonesXe
Valued Contributor

Re: I just got approved for Amex BCE but...


@mongstradamus wrote:

@Legions36 wrote:

Yeah im in so thats what i really wanted. I'm not complaining i just at least thought 4 fig easy.

Hey what do u guys think about other cards? I was thinking Quicksilver given the relationship i have with cap1 and then i could close that orch bank card and transfer my balance. Only thing i dont like is they hp all 3.


I don't know if you could do an PC from an orchard card to cap one qs ? That would make it so you wouldn't have to get an hp on all 3 of the CRA. I did an PC from an no hassle reward cap one to the QS. Was pretty easy. I am not sure if you can do that with orchard also. 


You can do it now with Orchard! My formerly secured Orchard was unsecured and transferred over to Cap One. Every month I woud click the "see my offers" option and nothing ever came up....however, I was able to chat with a rep on-line and they converted it to the QS with no problems! Even came a World Mastercard, to boot!

Message 12 of 17
AAstra
Regular Contributor

Re: I just got approved for Amex BCE but...


@Legions36 wrote:

I was instantly approved for BCE and I like that i'm in with Amex now but whats up with only an $800 line? If u look at my sig u can see i have some high limits. I do know the 61 day cli. Any input on this? I'm still happy im in because when i applied last year they denied me.


Hey Legions...I am going to be applying for an Amex BCE soon as well. I have an idea of what my scores are but would like solid answers before apping. I was wondering, for your fico scores, how did you go about obtaining them? Did you actually pay for each one through this site?

Thanks!

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 13 of 17
Jutz
Valued Contributor

Re: I just got approved for Amex BCE but...

Your scores are a bit higher than mine, but for what it's worth, I started with a $1k line and then got rejected for my 61 day CLI. Hoping they make it up to me next month after my 90 days are up.

 

I guess that's all to say...YMMV

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 14 of 17
Legions36
Frequent Contributor

Re: I just got approved for Amex BCE but...


@mongstradamus wrote:

@Legions36 wrote:

Yeah im in so thats what i really wanted. I'm not complaining i just at least thought 4 fig easy.

Hey what do u guys think about other cards? I was thinking Quicksilver given the relationship i have with cap1 and then i could close that orch bank card and transfer my balance. Only thing i dont like is they hp all 3.


I don't know if you could do an PC from an orchard card to cap one qs ? That would make it so you wouldn't have to get an hp on all 3 of the CRA. I did an PC from an no hassle reward cap one to the QS. Was pretty easy. I am not sure if you can do that with orchard also. 


Nope i already tried to transfer the card or upgrade to another card and the best that they gave me was make it a points cards. This was exec office too.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 15 of 17
pizzadude
Credit Mentor

Re: I just got approved for Amex BCE but...

 

Moved to CC Apps.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 16 of 17
Legions36
Frequent Contributor

Re: I just got approved for Amex BCE but...


@dbutz1109 wrote:

@Legions36 wrote:

I was instantly approved for BCE and I like that i'm in with Amex now but whats up with only an $800 line? If u look at my sig u can see i have some high limits. I do know the 61 day cli. Any input on this? I'm still happy im in because when i applied last year they denied me.


Hey Legions...I am going to be applying for an Amex BCE soon as well. I have an idea of what my scores are but would like solid answers before apping. I was wondering, for your fico scores, how did you go about obtaining them? Did you actually pay for each one through this site?

Thanks!


I have score watch but its for equifax, i did pay for the experian $19.99 but thank god i did because i saw a few things that were negative that shouldn't have been on there, so i didputed them and they were taken off within 2 weeks, thats why i applied today for Amex because i heard they pull experian.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 17 of 17
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