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I love Bank Of America

Credit_hawk
Established Contributor

Re: I love Bank Of America


@Grabiela wrote:

My apr is 14.24  and 500.00 to 25000.00 to 35000.00 to 45000.00 to 60000.00 to 71600.00 


Oh wow, so the first big increase came right off the bat. $500 to $25,000 is amazing. Really impressive. Did you just spend a lot on the small $500 card and then request an increase online or did you call them and explain that you needed a higher limit for your needs and income?

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 11 of 41
Grabiela
New Contributor

Re: I love Bank Of America

Yes i did spend more than 4000.00 monthly and i did call them and explain that its was so hard for me to do alots of payments every week. And


@Credit_hawk wrote:

@Grabiela wrote:

My apr is 14.24  and 500.00 to 25000.00 to 35000.00 to 45000.00 to 60000.00 to 71600.00 


Oh wow, so the first big increase came right off the bat. $500 to $25,000 is amazing. Really impressive. Did you just spend a lot on the small $500 card and then request an increase online or did you call them and explain that you needed a higher limit for your needs and income?



she ask me how much i need .. so i resquest 25k and she said ok Approved.

Message 12 of 41
Grabiela
New Contributor

Re: I love Bank Of America


@ScoreOrBeScored wrote:

Congrats on this nice CLI .... if you don't mind sharing ,

 

what was your stated income ? Individual or house hold ? 

 

I ask because im at $47,500 and trying to hit the $50k mark on my travel Rewards . 



what is your APR?

Message 13 of 41
Blodreina
Established Contributor

Re: I love Bank Of America

Message 14 of 41
TOTORO88
Regular Contributor

Re: I love Bank Of America

Yea. Me too. I make $600k a year too.... NOT! 

You guys should be getting 100k limits easy. Oh my god. Your signature should have "High Income individual- my credit profile does not apply to all you average folks"

Message 15 of 41
Anusara
Senior Contributor

Re: I love Bank Of America

A W E S O M E CL and worth every HP. 

Gardening since 10/01/18 Gardenversary 10/01/20 Score: xx/xx/xx EQ xxx TU xxx EXP xxx
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 16 of 41
fedxboy
Established Contributor

Re: I love Bank Of America

Wow, nice CL for you!!  



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 17 of 41
ambivalent
Frequent Contributor

Re: I love Bank Of America

Hold guac!!!!  Congrats on those CLI.  I'm speechless!  DEFINITELY worth the HP!!!!

Message 18 of 41
smc4getnot
Established Contributor

Re: I love Bank Of America

I don't even know what to say! But I mean Holy crap what an awesome CLI and yearly income!

Message 19 of 41
Essential67
Member

Re: I love Bank Of America

I am confused. Is big CL really useful? I read that lets say if you trying to get credit for property and they can give you X, but because huge CL they will subtract this CL.  

For example, you want to take 500k for house and you have 70k CL. They will give you 430k right? 

Message 20 of 41
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