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I made my decision and apped!

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Anonymous
Not applicable

I made my decision and apped!

Have been working hard on my credit and getting a judgment removed and finishing rehabbing a student loan that is down to just 2k with super low interest fee.  These were the two things that weighed me down back in December when I decided to seek trade lines for the purpose of buying a home early next year. I have Bo a 99/500 (6months), VS $500 (no balance and 3mos old), Chase Freedom 3k (2months old), and Capital One QS1 $500 (one month, statement cut last Monday ). 

 

Scores: EQ 658, TU 633, EX 660 

TU is the only one with 4 inquiries and the other ones just 2

 

I was prequalifed for Venture/VentureOne/QS.  Given I have a lot of traveling coming up this summer and during the fall I wanted a card for that. And since meeting the bonus was no issues, I went for the Venture.

 

I was approved for 10k!!!!! 17.9 APR, no AF first year then $59 after that.  

 

Thats it. I'm done and gardening till I close on a home. I will be starting the mortgage process in six months. Very excited how things have been moving along. I'm so glad I decided to join My fico as I've learned a great deal in more depth.  

 

 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: I made my decision and apped!

I see that... Congrats and good job!!

Message 2 of 17
Anonymous
Not applicable

Re: I made my decision and apped!

BIG CONGRATS - NICE WORK!!

Message 3 of 17
B335is
Moderator Emeritus

Re: I made my decision and apped!

Congrats!!
Message 4 of 17
Anonymous
Not applicable

Re: I made my decision and apped!

Congrats on your Venture approval!
Message 5 of 17
Anonymous
Not applicable

Re: I made my decision and apped!


@Anonymous wrote:

Have been working hard on my credit and getting a judgment removed and finishing rehabbing a student loan that is down to just 2k with super low interest fee.  These were the two things that weighed me down back in December when I decided to seek trade lines for the purpose of buying a home early next year. I have Bo a 99/500 (6months), VS $500 (no balance and 3mos old), Chase Freedom 3k (2months old), and Capital One QS1 $500 (one month, statement cut last Monday ). 

 

Scores: EQ 658, TU 633, EX 660 

TU is the only one with 4 inquiries and the other ones just 2

 

I was prequalifed for Venture/VentureOne/QS.  Given I have a lot of traveling coming up this summer and during the fall I wanted a card for that. And since meeting the bonus was no issues, I went for the Venture.

 

I was approved for 10k!!!!! 17.9 APR, no AF first year then $59 after that.  

 

Thats it. I'm done and gardening till I close on a home. I will be starting the mortgage process in six months. Very excited how things have been moving along. I'm so glad I decided to join My fico as I've learned a great deal in more depth.  

 

 


Very nice Job, congrats on you Venture approval Smiley Wink

Message 6 of 17
I-think-I-can
Valued Contributor

Re: I made my decision and apped!

Congrats!! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 7 of 17
Anonymous
Not applicable

Re: I made my decision and apped!

Great job!

Message 8 of 17
gdale6
Moderator Emeritus

Re: I made my decision and apped!

Good job Smiley Happy

Message 9 of 17
Pway
Valued Contributor

Re: I made my decision and apped!

Congrats

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 10 of 17
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