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I have been rebuilding my credit since July 2105 when I bought me new VW. I have learned alot from my people on here and set my goals on my white whales: Discover and AMEX. I got in with Disco in January and AMEX today with a BCE. My EX is not the highest; 658 and the cleanest and less poke with INQ's. I will read on CLI in 61 days and use it for my supermarket needs for now. A foot in the door I now have and will focus on a charge later(this I can get around because I like my monthly spend in one place really and I have been PIF lately. I have paid off a lot of revolving debt int he last 6 months due to renovation, XMAS shopping, and car stuff for DW.
Just 1K. I wont use near that for now.
@Blackswizz750 wrote:Just 1K. I wont use near that for now.
Use as much of it as you want over and over. Just pay before your statement cut date.
Congratulations! I started with 1k on the BCE and 9 months later it's 9k. Funny thing is, I applied for the EDP 1 month after the BCE and got instantly approved for 15k. I found that odd.
@Anonymous wrote:
@Blackswizz750 wrote:Just 1K. I wont use near that for now.
Use as much of it as you want over and over. Just pay before your statement cut date.
Congratulations! I started with 1k on the BCE and 9 months later it's 9k. Funny thing is, I applied for the EDP 1 month after the BCE and got instantly approved for 15k. I found that odd.
WOW on the EDP. The EDP is nice to have for MR. Your limits are nice now and this was less than a year. I am excited now.
@Blackswizz750 wrote:
@Anonymous wrote:
@Blackswizz750 wrote:Just 1K. I wont use near that for now.
Use as much of it as you want over and over. Just pay before your statement cut date.
Congratulations! I started with 1k on the BCE and 9 months later it's 9k. Funny thing is, I applied for the EDP 1 month after the BCE and got instantly approved for 15k. I found that odd.
WOW on the EDP.
The EDP is nice to have for MR. Your limits are nice now and this was less than a year. I am excited now.
You can do it too. Remember, credit is a skill.
Congrats on the approval with AmEX!! Enjoy!
@Aduke1122 wrote:
Congrats OP what was your SL
I didn't realize that the OP had a student loan with AMEX. How does one go about getting a student loan with them?