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IKEA Projekt Store Card Approved 5.5K CL!

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GApeachy
Super Contributor

Re: IKEA Projekt Store Card Approved 5.5K CL!


@Anonymous wrote:

@GApeachy wrote:

@Anonymous wrote:

Wow, congrats! Most of the $5500 prequals I have seen talked about ended up being $550 approved haha.


Was that a glitch in those cases or is it somewhat common for a pre-appoval for x amt. to then be a lower amt. after checking your cr's?  


I don't know, I saw it a few times. I mean we all know that prequals can turn out very different once an app is submitted. I figured it was just Comenity baiting the hook. Its not like you have any recourse other than closing the card after all.


Oh wow!  I got lucky then but if I were to try for another one any time soon (well I won't) I'm afraid of AA or that happening.  Glad I saw this. thanks!!!!

My Take Home Pay Don't Take Me Home
Message 11 of 14
GApeachy
Super Contributor

Re: IKEA Projekt Store Card Approved 5.5K CL!


@Anonymous wrote:

 I'm rebuilding my credit so this was a nice approval.

 

 

 

 


That sure is....exciting!  Congrats and enjoy that cardSmiley Wink

My Take Home Pay Don't Take Me Home
Message 12 of 14
Anonymous
Not applicable

Re: IKEA Projekt Store Card Approved 5.5K CL!


@GApeachy wrote:

@Anonymous wrote:

@GApeachy wrote:

@Anonymous wrote:

Wow, congrats! Most of the $5500 prequals I have seen talked about ended up being $550 approved haha.


Was that a glitch in those cases or is it somewhat common for a pre-appoval for x amt. to then be a lower amt. after checking your cr's?  


I don't know, I saw it a few times. I mean we all know that prequals can turn out very different once an app is submitted. I figured it was just Comenity baiting the hook. Its not like you have any recourse other than closing the card after all.


Oh wow!  I got lucky then but if I were to try for another one any time soon (well I won't) I'm afraid of AA or that happening.  Glad I saw this. thanks!!!!


https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-IKEA-bait-and-switch-CLI/m-p/5579694

 

A few examples there.

Message 13 of 14
GApeachy
Super Contributor

Re: IKEA Projekt Store Card Approved 5.5K CL!


@Anonymous wrote:


https://ficoforums.myfico.com/t5/Credit-Card-Approvals/SCT-IKEA-bait-and-switch-CLI/m-p/5579694

 

A few examples there.


Thanks Saeren....I just read all that, sux!!!! At least some were able to get cli's but not like what was dangled in front of their noses.  I guess I got lucky once, not counting on a second.

My Take Home Pay Don't Take Me Home
Message 14 of 14
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