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Impressive USAA CLI at 12 month mark

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MsLadyRover
Valued Contributor

Re: Impressive USAA CLI at 12 month mark

Very nice! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 11 of 15
Anonymous
Not applicable

Re: Impressive USAA CLI at 12 month mark

Congrats!

Message 12 of 15
dodgerslv
Valued Contributor

Re: Impressive USAA CLI at 12 month mark


@TatorTodd wrote:

I applied for my first USAA card (amex) last July, and got a 7k limit, which my 2nd highest to that was 1k.  At the 6 month mark, I asked for a CLI, and they bumped it up to 11k, which was with HEAVY usage.  2 months later I applied for the NFCU Visa Siggy and got a 25k limit.  Now today, using my mobile app for USAA, requested a CLI, and they bumped it up to 22k.  So from 7, to 11, to 22. 

 

This past 6 months I used the card much less that previously, as I was going for the bonus points offer on the NFCU Siggy. 


WTG TTodd!!! congrats on all your success with USAA!

gardening since 5/21/2016
Message 13 of 15
ezdoesit
Valued Contributor

Re: Impressive USAA CLI at 12 month mark

Congrats.  Do you know if it was a SP CLI?

Message 14 of 15
TatorTodd
Regular Contributor

Re: Impressive USAA CLI at 12 month mark

it is always a HP with USAA.  If the request is initiated by card holder.  But my 2 past CLI's have been well worth the inquiries.  Plus...i've become more numb to pulls on my report, i have a ton, and it has never brought a reason for denial for any request i've made.

 

Also perfect timing, they have a 4.9% balance transfer option that started yesterday

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Message 15 of 15
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