In with Chase, with CSR!

[go_FICO_self]

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@degs138 wrote:

Super awesome.  I really wanted to get on this deal but I'm not really spending money right now.  I'd probably hit the 4k spend limit but I'd rather not right now.  I'm getting a lot of good Cash back through 5% categories and the double cash back from discover.  Hope this card has the 100k bonus again some time.  Really good deal.

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thanks! I hear you completely. I'm probably not going to hit other cards, and just "test drive" this one for a few months. I had the discover cashback last year, and it was lots of fun! i mean, with department store categories and discover deals, you'd be getting 30% back on merchandise. whaaaat?! enjoy the ride with the cards you got!

[Anonymous]

You're annual fee is nearly 5% of your credit line.  I hope you really enjoy this card.  I would only get it if I thought I would get $25k-$30k starting limit.  I've got 3 CCs with no annual fees with $10k limits.  This is not a knock on you and I hope you do the best with this card.

[Kenny]

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@degs138 wrote:

Super awesome.  I really wanted to get on this deal but I'm not really spending money right now.  I'd probably hit the 4k spend limit but I'd rather not right now.  I'm getting a lot of good Cash back through 5% categories and the double cash back from discover.  Hope this card has the 100k bonus again some time.  Really good deal.

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Yeah, I don't think it will happen. It is akin to the CSP 100k UR deal that never came back.

[go_FICO_self]

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@Anonymous wrote:

You're annual fee is nearly 5% of your credit line.  I hope you really enjoy this card.  I would only get it if I thought I would get $25k-$30k starting limit.  I've got 3 CCs with no annual fees with $10k limits.  This is not a knock on you and I hope you do the best with this card.

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That's a very good point. and given about reaching min spend, this credit line will take a heavy hit on utilization in the first 3 months. but think of what you will gain in the process.

But I was also a little bummed about the CL. I too have 4-5 cards with no annual fees and over 10K lines. Including 2 with over 25K lines. So, was hoping to get a higher line. but maybe because it's my first card with Chase, they start me off low to see how it will devolve. We'll see.

[go_FICO_self]

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@Kenny wrote:

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@degs138 wrote:

Super awesome.  I really wanted to get on this deal but I'm not really spending money right now.  I'd probably hit the 4k spend limit but I'd rather not right now.  I'm getting a lot of good Cash back through 5% categories and the double cash back from discover.  Hope this card has the 100k bonus again some time.  Really good deal.

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Yeah, I don't think it will happen. It is akin to the CSP 100k UR deal that never came back.

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you might be right. especially given how publicized the signup bonus was both in terms of the press coverage and the sugsequent hit on chases' bottom line. that's why i decided to take advantage of it now.