cancel
Showing results for 
Search instead for 
Did you mean: 

Increased total credit by 7x!

tag
Anonymous
Not applicable

Increased total credit by 7x!

After a few months of research on these forums and so much helpful advice, I took the plunge and applied for 3 cards tonight. My goal was to have 1 card from each of the major brands as I head out into the "real world" in a couple weeks and I succeded! I expanded my total credit from cards from $1750 to $12,250! 

 

Just applied and was approved for:

Sallie Mae Rewards Platinum: $1600

Cap One Quicksilver Visa: $3000

Amex Everyday: $5900

 

In addition to my 2 previous cards:

Discover It Student: $500

LOFT Store Card: $1250

 

What a nice (and unexpected!) graduation present for myself.

 

I really wanted to post to say that I haven't ever directly asked for advice here, but I can't even count how many threads I've read that have given me advice that was key in knowing when and what to apply for. So thank you everyone. Now I'm off to the garden for a long time. Smiley Happy

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: Increased total credit by 7x!

Nice run, grats to your success Smiley Happy

Message 2 of 12
BluePoodle
Valued Contributor

Re: Increased total credit by 7x!


@Anonymous wrote:

After a few months of research on these forums and so much helpful advice, I took the plunge and applied for 3 cards tonight. My goal was to have 1 card from each of the major brands as I head out into the "real world" in a couple weeks and I succeded! I expanded my total credit from cards from $1750 to $12,250! 

 

Just applied and was approved for:

Sallie Mae Rewards Platinum: $1600

Cap One Quicksilver Visa: $3000

Amex Everyday: $5900

 

In addition to my 2 previous cards:

Discover It Student: $500

LOFT Store Card: $1250

 

What a nice (and unexpected!) graduation present for myself.

 

I really wanted to post to say that I haven't ever directly asked for advice here, but I can't even count how many threads I've read that have given me advice that was key in knowing when and what to apply for. So thank you everyone. Now I'm off to the garden for a long time. Smiley Happy


Welcome!  And congrats!!!

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 3 of 12
-Wade-
Valued Contributor

Re: Increased total credit by 7x!


@Anonymous wrote:

After a few months of research on these forums and so much helpful advice, I took the plunge and applied for 3 cards tonight. My goal was to have 1 card from each of the major brands as I head out into the "real world" in a couple weeks and I succeded! I expanded my total credit from cards from $1750 to $12,250! 

 

Just applied and was approved for:

Sallie Mae Rewards Platinum: $1600

Cap One Quicksilver Visa: $3000

Amex Everyday: $5900

 

In addition to my 2 previous cards:

Discover It Student: $500

LOFT Store Card: $1250

 

What a nice (and unexpected!) graduation present for myself.

 

I really wanted to post to say that I haven't ever directly asked for advice here, but I can't even count how many threads I've read that have given me advice that was key in knowing when and what to apply for. So thank you everyone. Now I'm off to the garden for a long time. Smiley Happy


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 12
CreditMagic7
Mega Contributor

Re: Increased total credit by 7x!


@-Wade- wrote:

@Anonymous wrote:

After a few months of research on these forums and so much helpful advice, I took the plunge and applied for 3 cards tonight. My goal was to have 1 card from each of the major brands as I head out into the "real world" in a couple weeks and I succeded! I expanded my total credit from cards from $1750 to $12,250! 

 

Just applied and was approved for:

Sallie Mae Rewards Platinum: $1600

Cap One Quicksilver Visa: $3000

Amex Everyday: $5900

 

In addition to my 2 previous cards:

Discover It Student: $500

LOFT Store Card: $1250

 

What a nice (and unexpected!) graduation present for myself.

 

I really wanted to post to say that I haven't ever directly asked for advice here, but I can't even count how many threads I've read that have given me advice that was key in knowing when and what to apply for. So thank you everyone. Now I'm off to the garden for a long time. Smiley Happy


Congrats on your success Smiley Happy


Congrats! and continue to build at a reasonable pace.

 

Happy Graduation! Smiley Happy

Message 5 of 12
eagle2013
Established Contributor

Re: Increased total credit by 7x!

Congrats! Very nice graduation present indeed! 

Message 6 of 12
chalupaman
Super Contributor

Re: Increased total credit by 7x!

Congratulations! What a huge credit increase indeed.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 12
coldnmn
Mega Contributor

Re: Increased total credit by 7x!

Congrats! Welcome to the forum and thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 12
alvon123
Super Contributor

Re: Increased total credit by 7x!

great job!!


Message 9 of 12
BigBS
Senior Contributor

Re: Increased total credit by 7x!

Congrats on both the new cards and the graduation!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.