@dryanaz80 wrote:Approved for Indigo Mastercard through Credit Karma guarantee link and was approved with SL of $1500 and no annual/monthly fees whatsoever!
Am less than one year post discharge of Chapter 7 but have been able to secure about $4500 in available credit since then and scores across all 3 varied from 620 to 634.
I applied for what I a thought was a normal Indigo card using Credit Karma's guaranteed approval or $50 cash. At the time I knew one new inquiry would put me at 5 and wanted to test the waters a bit and - at worse - would get $50 out of the deal.
Fast forward and card arrives and am first surprised to see a $1500 SL and no annual fee! I swear every time I see Indigo cards online you're expecting $300 SL and either a $75 or $99 annual fee. It's not a rewards card but adding an extra $1500 will push my utilization down even further and since there's no annual fee, I'm curious if there's a downside to keeping this account open and use for small items or those I intend to pay off every month. Rate is 29.9% so definitely not one to roll over each month.
@WildestDreams wrote:Nice SL, congrats! I didn't think they even did no AF cards!
Congrats! Very nice approval!
They've been moving into the post-BK, $1000-$3000 CL space recently, and have moved beyond the $300/$99 AF space for some profiles
Nice SL ! Congrats on your approval !
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@dryanaz80 wrote:Approved for Indigo Mastercard through Credit Karma guarantee link and was approved with SL of $1500 and no annual/monthly fees whatsoever!
Am less than one year post discharge of Chapter 7 but have been able to secure about $4500 in available credit since then and scores across all 3 varied from 620 to 634.
I applied for what I a thought was a normal Indigo card using Credit Karma's guaranteed approval or $50 cash. At the time I knew one new inquiry would put me at 5 and wanted to test the waters a bit and - at worse - would get $50 out of the deal.
Fast forward and card arrives and am first surprised to see a $1500 SL and no annual fee! I swear every time I see Indigo cards online you're expecting $300 SL and either a $75 or $99 annual fee. It's not a rewards card but adding an extra $1500 will push my utilization down even further and since there's no annual fee, I'm curious if there's a downside to keeping this account open and use for small items or those I intend to pay off every month. Rate is 29.9% so definitely not one to roll over each month.
Congratulations on the approval. No downside to keeping it open at this point.
Congrats on the approval
