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Indigo approved

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Regular Contributor

Indigo approved

Yeah I know predatory lender and high interest and fees, but got a preapproval letter in the mail. Figured have another report in this rebuilding journey. Approved for 300. Plan to pay it off monthly so will use it wisely.
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
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7 REPLIES 7
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Community Leader
Super Contributor

Re: Indigo approved

Congrats, but, not sure why you would go with them when your scores could get you much better cards with higher limits. Do you have a bunch of derogatories?







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Regular Contributor

Re: Indigo approved

Lots of inquiries and just recently getting cleaned up with short credit history. 2 paid collections and old First premier chargeoff. Not much high comp credit so will roll with this one for now.
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 3 of 8
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Community Leader
Super Contributor

Re: Indigo approved

If you have a lot of inquiries, you should take a break for a while and just plan out what you want to do. All of the cards in my signature were approved with scores below 600. I do have a long credit history, but still, you could have better with those scores.







Message 4 of 8
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Frequent Contributor

Re: Indigo approved

Congrats on the approval!

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4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 5 of 8
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Contributor

Re: Indigo approved

Congrats on the approval.  With a lot of inqs I would garden for a while, let your scores continue to climb, and use the cards you have wisely.

 

My guess is that in about a year you will be writing a post about how you now longer need Indigo and how far you have come since applying for that card.

 

Best of luck!

Message 6 of 8
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Valued Member

Re: Indigo approved

Congrats on the approval!

Starting scores 5/11/18: EQ: 575 TU: 573 EX: 565

Discover IT: $2000

Cap One QS1: $300

Cap One Plat: $500

Comenity ULTA: $400

Comenity HSN: $1000

Care Credit: $900

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Frequent Contributor

Re: Indigo approved

Congratulations! You're on your way!



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