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Inquiries improved score

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Muff
Regular Contributor

Inquiries improved score

Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️

EQ 618
TU 627
EX ?
Message 1 of 9
8 REPLIES 8
uswala
Senior Contributor

Re: Inquiries improved score

Congrats on your approvals!

Message 2 of 9
Anonymous
Not applicable

Re: Inquiries improved score

New accounts are going to give you the most points, I would think. Congratulations!

Message 3 of 9
Anomalous
Senior Contributor

Re: Inquiries improved score


@Muff wrote:

Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️


Congratulations!

Keep both your credit and your body in top shape!

Message 4 of 9
alvon123
Super Contributor

Re: Inquiries improved score

congrats


Message 5 of 9
Anonymous
Not applicable

Re: Inquiries improved score

Congratulations!

Message 6 of 9
gdale6
Moderator Emeritus

Re: Inquiries improved score


@Muff wrote:

Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️


Grats on your new cards and yes an inquiry can sometimes cause a score increase especially if you have not apped for anything in awhile. Smiley Happy

Message 7 of 9
CreditMagic7
Mega Contributor

Re: Inquiries improved score


@Muff wrote:

Well this month I finally got my first store card, a Victoria's Secret $250 CL then a cap one $300 CL. Both were hard pulls, also app'd for lane Bryant but was denied 👎. My Fico scores actually improved 😯 equifax went down 3 points for an inquiry, transunion went up 6 pts for inquiry, experian up 11 for a new acct and equifax is now up 17pts for new acct!! Inquiry dates show dec 10.. New accts are saying dec 15! Didn't know this would help me but glad it did ❤️


Congrats! Smiley Happy

It was about this time last year that i landed a Comenity Victorias Secret that actually not only improved my score but was sort of a launching ground for additional approvals that really took things to a whole other level after the new year! Keep up the good work, it's agonizingly slow at first but more breakthru's will come.

Message 8 of 9
Anonymous
Not applicable

Re: Inquiries improved score

Congrats!
Message 9 of 9
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