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Instant Neiman Marcus Credit Card Approval

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ddemari
Super Contributor

Instant Neiman Marcus Credit Card Approval

I had applied for NM credit card about 5 months and auto declined due too many inquires and a collection. 

Well the inquiries are still there (TU) pull but the collection is gone and my TU score is right above 750. 

 

I cannot find where my credit limit is located? I signed up for an online account, no mention of credit limit. So I am going to call the credit department on my lunch break. I will report back on the limit. I am  hoping its at least 3-5k Smiley Happy 

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Message 1 of 32
31 REPLIES 31
Anonymous
Not applicable

Re: Instant Neiman Marcus Credit Card Approval

Congrats..

Message 2 of 32
Anonymous
Not applicable

Re: Instant Neiman Marcus Credit Card Approval

Grats

Message 3 of 32
Anonymous
Not applicable

Re: Instant Neiman Marcus Credit Card Approval

Congratulations!

Message 4 of 32
ddemari
Super Contributor

Re: Instant Neiman Marcus Credit Card Approval

Thank you! Thank you! It's time to garden so bad but it's just sooo hard for me. I was on the fence with either NM or Sakes 5th. I would have preferred a Sakes WEMC but not sure who they pull, either EQ or TU so didn't want to chance it. 

Message 5 of 32
uswala
Senior Contributor

Re: Instant Neiman Marcus Credit Card Approval

Congrats on the approval!  

Message 6 of 32
Creditaddict
Legendary Contributor

Re: Instant Neiman Marcus Credit Card Approval

They assign a credit line but you can always charget AT LEAST 20% over said credit line

Message 7 of 32
Anonymous
Not applicable

Re: Instant Neiman Marcus Credit Card Approval


@ddemari wrote:

Thank you! Thank you! It's time to garden so bad but it's just sooo hard for me. I was on the fence with either NM or Sakes 5th. I would have preferred a Sakes WEMC but not sure who they pull, either EQ or TU so didn't want to chance it. 


They're both (Saks & NM) Capital One so should be EQ pull.

Message 8 of 32
ddemari
Super Contributor

Re: Instant Neiman Marcus Credit Card Approval

Right after i applied i received a tu instant alert. No eq pull
Message 9 of 32
Anonymous
Not applicable

Re: Instant Neiman Marcus Credit Card Approval


@ddemari wrote:
Right after i applied i received a tu instant alert. No eq pull

Yay!  I'd love to bypass EQ for a HP. For my Kohl's approval last year it was an EQ HP. Maybe it's where you're located?

Message 10 of 32
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