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It's been a while.... Apple Card $40K Approval

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Hockeypnc1
Established Contributor

Re: It's been a while.... Apple Card $40K Approval

You could buy a brand new car with that limit! 

Message 11 of 19
Hockeypnc1
Established Contributor

Re: It's been a while.... Apple Card $40K Approval


@vpae wrote:

@woodyman100 wrote:

@althes wrote:

OP has 800+ fico, I won't speculate on salary.


And low inqs

I have an 817 FICO, fairly decent salary, AND S loads of inqs.

I was blessed with a far lower limit😝


I should have posted some info for DP, oops!

 

Pulled TU.

Income: low-to-mid six-figures

Inquiries: Experian 8, Transunion 12, Equifax 5.

Scores: Latest are in my siggy.

Utilization: 2%-8% (Depending on report)

AAoA: 5 Years 1-8 Months (Depending on report)

Oldest Account: 19 Years 9 Months.

No negative marks.

 

Am I missing any important details? It's been a long time coming... back in 2004, my scores were 514 on Experian, 482 on Equifax, and 513 on Transunion. Also had a lien on the house from Aspire Visa. lol

 

 


@gdale6 wrote:

Grats on the 40K, this seems to be the top for this card at this time Smiley Happy


That's actually what brought me back to myfico. I was curious what credit limits were like. I was quite surprised at the SL. I haven't been getting much traction with most banks at this point since they have all extended quite a bit for me. I wasn't sure if they took my highest card and just basically matched it? I was curious if they were just very generous and if there were even higher limits.


Low to mid 6 figures? So $200k-$500k a year?

Message 12 of 19
vpae
Established Contributor

Re: It's been a while.... Apple Card $40K Approval


@Hockeypnc1 wrote:

You could buy a brand new car with that limit! 


Haha, no thanks! I just paid off 2 cars, I have 2 more to go. Smiley Sad No more additional car payments.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 13 of 19
vpae
Established Contributor

Re: It's been a while.... Apple Card $40K Approval


@Hockeypnc1 wrote:

@vpae wrote:

@woodyman100 wrote:

@althes wrote:

OP has 800+ fico, I won't speculate on salary.


And low inqs

I have an 817 FICO, fairly decent salary, AND S loads of inqs.

I was blessed with a far lower limit😝


I should have posted some info for DP, oops!

 

Pulled TU.

Income: low-to-mid six-figures

Inquiries: Experian 8, Transunion 12, Equifax 5.

Scores: Latest are in my siggy.

Utilization: 2%-8% (Depending on report)

AAoA: 5 Years 1-8 Months (Depending on report)

Oldest Account: 19 Years 9 Months.

No negative marks.

 

Am I missing any important details? It's been a long time coming... back in 2004, my scores were 514 on Experian, 482 on Equifax, and 513 on Transunion. Also had a lien on the house from Aspire Visa. lol

 

 


@gdale6 wrote:

Grats on the 40K, this seems to be the top for this card at this time Smiley Happy


That's actually what brought me back to myfico. I was curious what credit limits were like. I was quite surprised at the SL. I haven't been getting much traction with most banks at this point since they have all extended quite a bit for me. I wasn't sure if they took my highest card and just basically matched it? I was curious if they were just very generous and if there were even higher limits.


Low to mid 6 figures? So $200k-$500k a year?


Yup, right in there.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 14 of 19
Meanmchine
Super Contributor

Re: It's been a while.... Apple Card $40K Approval

Congrats big time on your Apple card

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 15 of 19
shoegal
Valued Contributor

Re: It's been a while.... Apple Card $40K Approval

Congrats on the amazing starting limit and getting the lowest APR! 🎉🎉🎉


Message 16 of 19
pinkandgrey
Senior Contributor

Re: It's been a while.... Apple Card $40K Approval

40k???? AND the lowest APR? Did you recently buy half of all available Apple stock? Or buy everyone in your social circle a MacBook? 

CONGRATS!!! Amazing! 

Capital One Venture X : 30k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 16k
Discover It: 6.5k
Message 17 of 19
vpae
Established Contributor

Re: It's been a while.... Apple Card $40K Approval


@pinkandgrey wrote:

40k???? AND the lowest APR? Did you recently buy half of all available Apple stock? Or buy everyone in your social circle a MacBook? 

CONGRATS!!! Amazing! 


Hahahah. I wish! There's several of us with this SL and APR. I'm just very fortunate and lucky.

 

I just got my physical card today. I also already ordered a replacement card. Smiley Happy and a Skin!!

 

 

IMG_20190826_191110.jpgIMG_20190826_191110.jpgIMG4031416523398286593.jpgIMG4031416523398286593.jpgIMG4940817338637412971.jpgIMG4940817338637412971.jpg

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 18 of 19
Anonymous
Not applicable

Re: It's been a while.... Apple Card $40K Approval

Congrats on your card!!! Like others I think you hit the highest and lowest of terms available, Great JOB!!!

Message 19 of 19
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