JER ZEE SHORE FCU

[UH_HUH]

Hiya guys,

So for like once a month I try and sleep in and 

don't do anything.Just rest.

But this morning it did not turn out that way.

Since I "moved" to my lake house at the Jersey Shore

I put out a few local CU apps to see what's up.

Well NJSCU called me at like 9:15 and blew that plan apart.

  I talked to a wonderful lady ans we chatted about EVERYTHING.

 Just a nice CR

WE finally got down to the CC application and she spoon fed me

how to get in.

I zapped $25.00 into a checking or savings account

and we went from there.

For brevitys sake I will just say that after 5 calls waking me up

and me being my chipper self we got this done.

Now a member and a CC holder at this CU.

Very geo restricted

It's been hard for me answering questions about why I'm not

working.....don't wanna start yet...and the usual 

"why do you have 78 pulls on your Experian report"

 Anyway she knew where I lived,my finances and all she needed

to make a decicision.

I got 30.5 K yesterday but this was sweeter,

only 5 branches and I got my foot in the water :-)

Hope everyone is havinga wonderful day,

Cheers!!!

DP's same as yesterdays with the EXP change as CRA being pulled.

P.S> She wrote me this email just so I could post it LOL!!!

[coreyb80]

Congrats on the approval!

[BigBS]

As always, congrats on another take down of a CU!

[user979797]

Wow congrats on the great approval  

[M_Smart007]

Congratulations on your JER ZEE SHORE FCU Approval 🥳

[Creditwiser]

Wow you're on a roll "down the shore"   Congrats on a fantastic approval and SL !

[CardHunter]

Congrats on another CU success story! LOL @ "why do you have 78 pulls on your Experian report"... Here I am thinking in the back of my head if I do one more app Synchrony is going to shut me down with my 7 pulls. LOL! Congrats again!!!

[GApeachy]

 @UH_HUH So now you have a cc for every day of the year......have fun with that! Beer per day, different card per day Eta: scratch that joke �

[UH_HUH]

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@CardHunter wrote:

Congrats on another CU success story! LOL @ "why do you have 78 pulls on your Experian report"... Here I am thinking in the back of my head if I do one more app Synchrony is going to shut me down with my 7 pulls. LOL! Congrats again!!!

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Thank you for the congratulations @CardHunter 

I've found  that answering that question angers a lot of people. We are in a forum that teaches people successful ways to get and maintain their credit scores. Having a lot of HP's at any given time is not a great thing to do. Having 87 of them is down right silly.

The moderators and community leaders are right 99% of the time and people should take their advice.

Having said that and ,admitting I flat out like to app for credit when I don't need it,in some cases HP'S are not why someone with an established history of getting and maintaining credit are denied. If you take just the last 3 weeks I'm my credit world I have gotten 16K in CLI's and 44K in newly acquired trade lines. It's just not prudent to brag about it,but at the same time it is a fact, why I post pics with most everything. As far as Synchrony, they have closed all my accounts 3 times. 92K 69k and 58K they will shut you down. I just get back up again and get back on the horse 🐎 

Sorry for the long reply,I find myself sick today with no energy to even take my daughter out. Hope you are doing better 😉

Gotta rest some more

Cheers

[FireMedic1]

Need to start a dedicated thread. The Congrats @UH_HUH Thread. Just keep adding to it.