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@Anonymous wrote:You are doing exactly what I did just over a year ago.
Citi is good and will unsecure your card and send your money back fairly quickly. Took me about 6 months.
Discover was the same way. AND... they both increased my CLI a few hundred dollars when they unsecured the cards. Stick with it!
They will treat you pretty well if you show them you are behaving! LOL
I was just recently approved for the US Bank and Citi Secured cards, since I was getting tired of their denials .
But, I can't find a straight answer on what good behavior is in order for them to consider unsecuring the cards. Is it PIF every month BEFORE the statement hits or AFTER? Should I let a few dollars hit the statement after making a partial payment before the statement then pay the rest? Do I let a certain amount cycle to the next statement but make sure it stays current? It's probably different for both banks but any insight from you or anyone else would be appreciated!
Congrats on your rebuild and approvals !!!
Just keep working at it.
Congrats and Good Luck!
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
Congrats on the approvals!
I know what it's like -- the struggle... Way to go and huge Congrats on the Approvals you rock!