Just Got Approved for CSP-- Have a Few Questions

[Pat94108]

I am not surprised I got approved for the card as I have always had good credit and no CO, Charge Offs etc. but I was a bit shocked when I saw the Credit Access Line, $12000. I certainly didn't expect that much, the last time I had that kind of limit was in 2010 on a AMEX Blue Sky ($15k). I would have been fine and happy with a mere 5K.  

Anyway, I was wondering if they can expedite the card since I am going on a trip next week (I'll be fine if I don't get the card before that though).

My other question is if in a year I change my mind and realize the card is not worth $95 to me as I am not sure I spend enough to make it worth the AF (truth be told the 3k spend in the first three months is already a bit daunting to me but I think I can make it) would it be possible to downgrade it to the non-preferred one? I would think so but I just want to hear if anyone has done it. 

Anyway, you can all be proud, at least those who own the card, as I applied for it after reading so much praise about it on this very board. Yes, be proud, be proud. You got me into this lol. 

[myjourney]

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@Pat94108 wrote:

I am not surprised I got approved for the card as I have always had good credit and no CO, Charge Offs etc. but I was a bit shocked when I saw the Credit Access Line, $12000. I certainly didn't expect that much, the last time I had that kind of limit was in 2010 on a AMEX Blue Sky ($15k). I would have been fine and happy with a mere 5K.  

Anyway, I was wondering if they can expedite the card since I am going on a trip next week (I'll be fine if I don't get the card before that though).

My other question is if in a year I change my mind and realize the card is not worth $95 to me as I am not sure I spend enough to make it worth the AF (truth be told the 3k spend in the first three months is already a bit daunting to me but I think I can make it) would it be possible to downgrade it to the non-preferred one? I would think so but I just want to hear if anyone has done it. 

Anyway, you can all be proud, at least those who own the card, as I applied for it after reading so much praise about it on this very board. Yes, be proud, be proud. You got me into this lol. 

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Congrats 

Yes call for expedite service 

Yes down grade to Freedom

[Pat94108]

Thanks myjourney!

[myjourney]

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@Pat94108 wrote:

Thanks myjourney!

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Glad to help make that call 

[Pat94108]

I called and they said I should get it by Monday. Thanks again.

After that credit card approval, I felt energized so went and asked my boss for a raise. He needs to ask the CEO but I am crossing my fingers! 

[myjourney]

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@Pat94108 wrote:

I called and they said I should get it by Monday. Thanks again.

After that credit card approval, I felt energized so went and asked my boss for a raise. He needs to ask the CEO but I am crossing my fingers! 

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WTG the card is on the way Wooo Hooo

And good luck on the job CLI Lol

[coldnmn]

Congrats!

[09Lexie]

Good luck on the raise and congrats on your approval!

[Pat94108]

Thank you all. I forgot to include another question, does the card also comes in plastic? I know metal seems to be all the rage these days but I am old-fashioned and would prefer the plastic version if there is one. I read different things about that. Does anyone know?

[wHiTeSoL]

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@Pat94108 wrote:

Thank you all. I forgot to include another question, does the card also comes in plastic? I know metal seems to be all the rage these days but I am old-fashioned and would prefer the plastic version if there is one. I read different things about that. Does anyone know?

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Yes you can request a plastic version, however why would you want to?