@Anonymous wrote:
@bbb925 wrote:
I can't obtain my EX Fico score but I do belong to freecreditreport.com as I like to just check my report to make sure there is no problems and the score they gave me was 779. But I heard those aren't real.
The scores at FreeCreditReport.com are "Plus" Scores. I have been a Member of FCR.com for over 2 years, I don't pay attention to my score, I use the service to monitor my EX report.
I'll say this tho, in my case my score is 699 at FCR but my actual EX FICO is higher than a 710 according to the AmEx rep who took my app for the Blue Cash Card.
In most cases the "Plus" score will be higher or lower, I've heard it can be anywhere from 1-100 points off your true FICO score.
Aside from all that, Congratulations on the recent approvals!!!!!
I wish myFICO would offer the EX score so I could have an idea of what the actual score is as I'm sure anyone who can't get theirs feels the same
. I'm not applying for anything else! I went to J. Crew and A&F and was pre-approved for those as well but didn't bite! I figured I will sit on these awhile and see how they go first. Thanks for the feedback!
@bbb925 wrote:I wish myFICO would offer the EX score so I could have an idea of what the actual score is as I'm sure anyone who can't get theirs feels the same
Unfortunately FICO has no control over this. It was EX's decision to stop selling the EX FICO score to consumers.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Just went to VS and was pre approved $750 limit. entered little info and bam will receive my card in 10 days
Welcome to the forum!
Congrats on your approval!
Congrats on your approval!
Now I have BoA123 $500CL BoA $300CL VS $750CL hope in 6 months to get a better card with higher limit.