(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
Congrats on all your success with Key Bank! This is a relationship I've been eager to start.
I haven't seen that many threads talking about opening a relationship with them so I have a few questions:
-Do you need to have a personal checking account with them to apply for credit?
-Can you apply for multiple products on a single inquiry? I've heard a few ppl talking about the advantages of dealing with them online but didn't make note of it. (ie. applying for a CC and a PLOC on the same inquiry)
- Do you recommend any particular product over the other due to more generous SLs?
Any insight would be greatly appreciated.
Thank You
Congrats
@TG10X wrote:Congrats on all your success with Key Bank! This is a relationship I've been eager to start.
I haven't seen that many threads talking about opening a relationship with them so I have a few questions:
-Do you need to have a personal checking account with them to apply for credit? I'm not sure if one is needed or not. When I initially started I opened up a checking account with $50 which is where it stands today.
-Can you apply for multiple products on a single inquiry? I've heard a few ppl talking about the advantages of dealing with them online but didn't make note of it. (ie. applying for a CC and a PLOC on the same inquiry) I dont believe you can use a single inquiry for multiple products. When I got this cli on a sp, I tried for another cli on another key card and no dice. The same day I also applied for another card with my EQ thawed and it went pending. Just called today and was told they need a credit pull so that seems to tell me their system flagged multiple applications (a cli with them is the same as a full credit application)
- Do you recommend any particular product over the other due to more generous SLs? My most generous lines right out the gate have been the Latitude and LOC. My other cards have really only grown $1,000 every 6 months.
Any insight would be greatly appreciated.
Thank You
Thanks for the feedback! Def looking to make that move soon! I'll let you know how it pans out.
