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Landsakes! Macy's Now My Highest CL--$21K!

tag
Credit-hoarder
Valued Contributor

Landsakes! Macy's Now My Highest CL--$21K!

After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

 

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 15
14 REPLIES 14
pizza1
Community Leader
Super Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!

WOW!! Now you can do some shopping with thatSmiley Wink Congrats to you
Message 2 of 15
taxi818
Super Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!


@Credit-hoarder wrote:

After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

 

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4


Congrats CH. Welcome to the 20k Club Smiley Very Happy I broke it with my amex about 7 days ago. Exactly last Sunday. Now macys gave me 5k to bring me to 11.2k. but i should have went for 20k since it was hp. argg.

Message 3 of 15
alextercero
Super Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 15
Anonymous
Not applicable

Re: Landsakes! Macy's Now My Highest CL--$21K!


@Credit-hoarder wrote:

After reading another CLI succes stories from Macy's a week ago, I logged in and requested an increase from my newly combined line of $12.5K to $21K. But didn't hear anything back for a couple of days (the page said a decision will be make in 2 to 4 hours). So I called the no. on back of my card and was told it was declined and I would receive a letter of explanation in the mail soon. I assumed it was because of a returned payment I had last Jan. on my Citi Best Buy store card since Citi now owns the portfolio. Just for snicks I logged into my acct. a little while ago only to see my new CL of $21,000...My first $20K CL! Now I'll definitely have to go buy a new small appliance or something to keep this one alive-LOL!! Not sure if I received a HP for this increase or not just yet. This account will be exactly 2 years old tomorrow BTW.

 

AMEX Blue Cash Evdy-($10K) Capital One Venture VS-($15K) Fidelity AMEX-($7.5k) Discover It-($6.5K) Wells Fargo Visa
-($6K) USAA Cash Rew. Visa-($13K) Chase Sapphire Prefereed VS-($5K) Capital One QS Visa Signature-($7.5K) OCC
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) Macy's store card-($21K) WalMartMastercard/Synchrony-
($2K) Synch/BP Store/Gas-($3.5K) Sears/Citi-($2k) Pay-Pal Smart Connect/Synchrony-($3.5K) Best Buy/Citi-($4K)
Sportsman's Guide Visa-($8.5K) Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($10K)
Barclay Rewards WMC-($2.5K) Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($3.75K) ll Union Plus
Mastercard/Capital One-($5K) Total Rewards Visa-Comenity-($3.5K) Lowe's/Synchrony-($12K) Cap One Venture VS-($15K) Chase
Hyatt VS-($5K) INQS:
EX=8 EQ=10 TU=4


Very nice!  And I was all proud of my almost $15,000 combined limit. Smiley Wink

Message 5 of 15
Anonymous
Not applicable

Re: Landsakes! Macy's Now My Highest CL--$21K!

Congrats!! Wow!
Message 6 of 15
-Cal-
Valued Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!

congrats on the huge cli
Message 7 of 15
Anonymous
Not applicable

Re: Landsakes! Macy's Now My Highest CL--$21K!

Congrats.  It's awesome filling!

Message 8 of 15
CreditMagic7
Mega Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!

Why on earth did you wait this long for?  Smiley Very Happy

 

Congrats! on a great new Macy's limit

Message 9 of 15
whiteknight1971
Regular Contributor

Re: Landsakes! Macy's Now My Highest CL--$21K!

Congratulations ! I only have small CL on my cards as I am in the rebuilding phase. When when I my cards hit 20 K - I'm going to Disney World ! 

Message 10 of 15
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