Late November/Early December Spree

Anonymous · ‎12-09-2013

I've been reading the forum in the last few months, and I've learned so much.

This is my 2nd wave of app spree. Just 5 months ago, I only had Target Store card (toy limit of 500) and 3 Capital One CCs with CLs of 3K, 1.3K, and 750, respectively. In the last few weeks, I was approved of the following:

AMEX BCE (CLI 3X) - From 4.K to 13.5K
Discover IT - 4K
US Bank Flex+ Visa Siggy - 17K
Chase Freedom - 4K

I wasn't paying much attention to my CS till 5 months ago and decided to do my first wave of app spree back in July. I was approved of the following:

Amazon Store Card - 1.4K (auto CLI to 1.7K)
Citi Thank You - 5K
US Bank Platinum - 6K
US Bank Premier LOC - 14K
AMEX BCE - 4.5K (now 13.5)

I'm quite amaze that I was able to obtain so much credit cards in less than 6 months. I'm tempted to apply for the Duck card, but I'm afraid to get denied. I think I'll stay in the garden...

Thank you guys.

coldnmn · ‎12-09-2013

Welcome to the forum Congrats! Good choice gardening. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

alvon123 · ‎12-09-2013

Wow!!! Nice job!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎12-09-2013

Great job! This is encouraging for me as I have apped for 3 cards in the past month (Freedom, Target, and BoA BB) and plan to app for 1 more before hitting the garden for at least a year.

Anonymous · ‎12-18-2013

Just an update... I couldn't stay in the garden so I decided to apply for the regular Chase Sapphire today... Approved for 8K CL. Yay!!

If I call, would they overnight the card?

myjourney · ‎12-18-2013

@Anonymous wrote:
Just an update... I couldn't stay in the garden so I decided to apply for the regular Chase Sapphire today... Approved for 8K CL. Yay!!

If I call, would they overnight the card?

Congrats again

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

gdale6 · ‎12-18-2013

@Anonymous wrote:
Just an update... I couldn't stay in the garden so I decided to apply for the regular Chase Sapphire today... Approved for 8K CL. Yay!!

If I call, would they overnight the card?

LOL, great run, congrats

Anonymous · ‎12-18-2013

Thanks! I'm locking myself in the garden for a very long time.

ladyMJ · ‎12-18-2013

Congrats!

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Josh2942 · ‎12-18-2013

Very nice Spree and CLI!

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business