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Latest CLIs

Established Member

Latest CLIs

Alright, so I have been unintentionally in the garden for 9 months now. In my opinion I have a good amount of cards for what I need right now. I've been requesting increases as much as possible. All soft pulls.


JcPenney, from $6,500 to $8,000 ($1,500 increase)

Tuffy, from $4,000 to $5,000 ($1,000 increase)

CapitalOne QuickSilver, $1,500 to $4,500 ($3,000 increase)


I was very surprised to see the huge increase from CapitalOne, considering from what I've read they are very stingy with their increases. Plus I have only put maybe $500 through the card for the last 6 months. 


Updated list of cards:

Amex BCP, $2,500 (Eligible for increase on 08/06/19)

Keybank Rewards, $4,500 (Eligible for increase on 08/15/19)

JcPenney, $8,000 (Eligible probably within a few months)

CapitalOne, $4,500 (Eligible again in 6 more months)

Discover, $1,500 (No idea... Try again maybe next statement)

Tuffy, $5,000 (Probably within a few months)


TransUnion, 757

Equifax, 750

All other bureas are above 750, except one that is mid 740s

Utilization, 4%

Average Age, 1 Year, 4 Months.


Keybank is coming out with a new rewards credit card in the coming months... I'm hoping its going to be similar to the new PNC Cash... If so, I'm going for it. I have two inquires falling off in the next 3 months.

Message 1 of 3
Epic Contributor

Re: Latest CLIs

JcPenney, from $6,500 to $8,000 ($1,500 increase)

Tuffy, from $4,000 to $5,000 ($1,000 increase)

CapitalOne QuickSilver, $1,500 to $4,500 ($3,000 increase)


Nice $5500 Increase, Congratulations!!

popcorn eating emoticon.gif

Message 2 of 3
Valued Contributor

Re: Latest CLIs

Congrats! 👏👏👏
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 3 of 3
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