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Likely last application for a while due to inq's - Tower FCU Empower Mastercard approved

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12njoy
Super Contributor

Likely last application for a while due to inq's - Tower FCU Empower Mastercard approved

I recently had a flurry of activity in applications before my new loan hit my reports.  As a result, I added some significant gains.  Took inq's across all bureaus while reports showed very little debt.  Added 132.7K as follows:  EX - Gemini (22k), US Alliance (20k), Bloomingdale (2.5k) and Patel (2.5k).  EQ - DCU (12.5k).  Last but not least, TU - Superior (20k), Wells Fargo (22.5k), BMO (12.5k) and just today Tower FCU (18.2k).  That's strategic planning and I love it.  Scores took a major hit but still in the high 700's.

 

 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 24
23 REPLIES 23
gdale6
Moderator Emeritus

Re: Likely last application for a while due to inq's - DCU Empower Mastercard approved

Grats on your Tower empower approval Smiley Happy

 

You have had a good run this time around.

Message 2 of 24
12njoy
Super Contributor

Re: Likely last application for a while due to inq's - Tower Empower Mastercard approved

@gdale6 

 

Thanks.  Indeed I have Smiley Happy

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 24
coreyb80
Super Contributor

Re: Likely last application for a while due to inq's - DCU Empower Mastercard approved

Congrats on the nice approvals! Great way to head in to the garden.

Message 4 of 24
12njoy
Super Contributor

Re: Likely last application for a while due to inq's - DCU Empower Mastercard approved

@coreyb80 

 

Thanks.  I'm not sure about the garden though Smiley Wink  More like a temporary hiatus for me Smiley Indifferent

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 24
CreditMagic7
Mega Contributor

Re: Likely last application for a while due to inq's - DCU Empower Mastercard approved

Congratulations @12njoy on your Tower Empower approval to round up and wind down a huge SPREE!!!

Message 6 of 24
12njoy
Super Contributor

Re: Likely last application for a while due to inq's - DCU Empower Mastercard approved

@CreditMagic7 

 

Thanks my friend.  I'll be looking at waiting for your next conquest.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 24
MCM1
Regular Contributor

Re: Likely last application for a while due to inq's - Tower FCU Empower Mastercard approved

How many inquries did you have when you started?  I am interested in the Wells Fargo and BMO cards so wonder how many inquiries you had when you apped for those? 

Message 8 of 24
KingRue8500
Senior Contributor

Re: Likely last application for a while due to inq's - Tower FCU Empower Mastercard approved

Congrats on your Tower FCU Empower MC approval




Message 9 of 24
12njoy
Super Contributor

Re: Likely last application for a while due to inq's - Tower FCU Empower Mastercard approved


@MCM1 wrote:

How many inquries did you have when you started?  I am interested in the Wells Fargo and BMO cards so wonder how many inquiries you had when you apped for those? 


I app'd for these two back to back.  Wells Fargo first in which I had 13 inq's in the last two years prior to application, 9 of the 13 were in the last year.  Contrarily, BMO was 14 inq's in the last two years prior to application, 10 of the 14 were in the last year.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 10 of 24
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